304 W Ruby St, Paragould, AR 72450 Property Records

Greene County property record for 304 W Ruby St, Paragould, AR 72450

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,273 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$24,000 (Dec 2021)
Tax Bill	$359 (2026)
Deeds & Mortgages	Jan 2019 Line of Credit Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1125-00036-002`

Property Details

APN / Parcel Number

Primary APN	`1125-00036-002`
Alternative APN	`17593`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,273 sqft Living Area
1st Floor Area	1,273 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Foundation Type	Open Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	304 W RUBY ST
City	PARAGOULD
State	AR
Zip	72450-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AS DESCRIBED IN 2026002917
Legal Range	06
Legal Township	16
Legal Section	06
Legal Subdivision	BALDWIN & COLLIER
Legal Block	4
Legal Lot Number	2
Jurisdiction	GREENE AR
Township / Civil Division	RUSH ISLAND
Census Block Group	1
Census Block	1063
Census Tract	480700

Owner

304 W Ruby St is owned by a company that bought it in December 2021.

Source: Greene County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	709 COUNTY ROAD 765, BROOKLAND, AR 72417-8974
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Jan 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage CROSS BANK
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage PDL MORTGAGE LLC
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage BPL MORTGAGE TRUST LLC
Dec 3, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST COMMERCIAL BANK
Mar 23, 2006	Corporation Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Oct 21, 2004
Deed Document Number	20219597
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE AR
Property Address	304 W RUBY ST, PARAGOULD, AR 72450-5728
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201900103
Date	Jan 4, 2019
Instrument	201900103

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	PARAGOULD, AR 72450

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Dec 24, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE AR
Property Address	304 W RUBY ST, PARAGOULD, AR 72450-5728
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000618
Date	Jan 30, 2023
Instrument	2023000618

Lender

Name	CROSS BANK
Type	Bank
Address	MANILA, AR 72442

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 4, 2033

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE AR
Recording Date	Apr 30, 2026
Property Address	304 W RUBY ST, PARAGOULD, AR 72450-5728
Document Number	0000002917
Instrument Date	Apr 28, 2026
Instrument	20262917
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	709 COUNTY ROAD 765, BROOKLAND, AR 72417-8974
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002918,
Date	Apr 30, 2026
Instrument	20262918

Lender

Name	PDL MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE AR
Recording Date	Apr 30, 2026
Property Address	304 W RUBY ST, PARAGOULD, AR 72450-5728
Document Number	2026002917
Instrument Date	Apr 28, 2026
Instrument	20262917
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	709 COUNTY ROAD 765, BROOKLAND, AR 72417-8974
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002918,
Date	Apr 30, 2026
Instrument	20262918

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE AR
Recording Date	Dec 3, 2021
Property Address	304 W RUBY ST, PARAGOULD, AR 72450-5728
Document Number	0202109597
Instrument Date	Nov 30, 2021
Instrument	202109597
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Tax	$79.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 W RUBY ST, PARAGOULD, AR 72450-5728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 17124, JONESBORO, AR 72403-6720
Investor	Possibly a Property Investor

Mortgage

Document Number	0202109598
Date	Dec 3, 2021
Instrument	202109598

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 30, 2031

March 2006: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	GREENE AR
Recording Date	Mar 23, 2006
Property Address	304 W RUBY ST, PARAGOULD, AR 72450-5728
Document Number	0200602797
Instrument Date	Mar 22, 2006
Instrument	200602797
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 ST 632 RD, PARAGOULD, AR 72450

Mortgage

Document Number	0200602798
Date	Mar 23, 2006
Instrument	200602798

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	PARAGOULD, AR 72450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Mar 22, 2009

Interest

Rate	7.75%

Tax Assessment & Valuation

The 2026 property tax bill for 304 W Ruby St was $359.

Source: Greene County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Greene County
Municipality	Paragould City
Unified School District	Paragould School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$359.00	$7,810 (-) Land $800 Building $7,010
2025	$359.00	$7,810 Land $800 Building $7,010
2024			$39,050 (+18.15%) Land $4,000 Building $35,050
2023	$304.00	$6,610 Land $1,000 Building $5,610	$33,050 Land $5,000 Building $28,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 W Ruby St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1983–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 W Ruby St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARAGOULD MUNICIPAL UTILITIES serves 31,188 people · EPA ID AR0000222
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	ST FRANCIS RIVER REG WATER DD
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paragould Light Water and Cable Fiber	1,000 / 200
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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