Rowan County property record for 306 W Main St, Morehead, KY 40351
| Property Type | Commercial |
|---|---|
| Owner | Company Name on File |
| Last Sale | $370,000 (Jan 2024) |
| Tax Bill | $2,762 (2025) |
| Deeds & Mortgages | Jan 2024 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 080-20 26 005.00 |
| Primary APN | 080-20 26 005.00 |
|---|---|
| Alternative APNs |
|
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Account Number | 8304 |
|---|---|
| Street Address | 306 W MAIN ST |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1536 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BLDG & LOT WEST MAIN STREET |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 950301 |
306 W Main St, a commercial property, is owned by a company that bought it in January 2024.
Source: Rowan County records, as of January 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 400 FRALEY DR, MOREHEAD, KY 40351-8877 |
| Owner Type | Company, Secondary Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2024 · Amount on File |
| Deed Sale | Jan 22, 2024 · Amount on File |
| Deed Document Number | 2027572 |
| Deed Book / Page | D290 / 467 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jan 22, 2024 |
| Property Address | 306 W MAIN ST, MOREHEAD, KY 40351-1536 |
| Document Number | 00D290/467 |
| Book / Page | D290 / 467 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2027572 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4440 US HIGHWAY 60 E, MOREHEAD, KY 40351-8659 |
| Name | Verified Name |
|---|---|
| Address | 400 FRALEY DR, MOREHEAD, KY 40351-8877 |
The 2025 property tax bill for 306 W Main St was $2,762.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,762.00 | $330,000 Land $202,873 Building $127,127 | $330,000 Land $202,873 Building $127,127 |
| 2023 | $1,427.00 | $167,580 Land $135,900 Building $31,680 | $167,580 Land $135,900 Building $31,680 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 306 W Main St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 39 (2002–2018) |
| Claims Outside the SFHA | 1 of 39 |
| Most Recent Claim | Sep 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 W Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Networx Technologies.
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