Rowan County property record for 238 W Main St, Morehead, KY 40351 · Last verified November 2025
| Property Type | Commercial |
|---|---|
| Owner | 2 Individual Names on File |
| Tax Bill | $2,677 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 080-20 27 001.00 |
| Primary APN | 080-20 27 001.00 |
|---|---|
| Alternative APNs |
|
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Account Number | 12166 |
|---|---|
| Street Address | 238 W MAIN ST |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1502 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BLDG & LAND WEST MAIN ST & BRADLEY |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950301 |
Source: Rowan County records · APN 080-20 27 001.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 KNAPP AVE, MOREHEAD, KY 40351-1125 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000250668 |
| Record Updated | Jun 08, 2026 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,677.00 (+14.26%) | $319,900 (+16.33%) Land $250,000 Building $69,900 | $319,900 (+16.33%) Land $250,000 Building $69,900 |
| 2023 | $2,343.00 | $275,000 Land $188,176 Building $86,824 | $275,000 Land $188,176 Building $86,824 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059503011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 94 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 39 (2002–2018) |
| Claims Outside the SFHA | 1 of 39 |
| Most Recent Claim | Sep 2018, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group, Networx Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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