306 W 34th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 306 W 34th St, Covington, KY 41015

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,624 sqft · built 1930
Lot Size	0.076 acres (3,330 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jul 2022)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-13-02-060.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-02-060.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,624 sqft Finished Area
Gross Area	1,855 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,330 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	306 W 34TH ST
City	COVINGTON
State	KY
Zip	41015-1150
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SEHON LOT 230 33.33'X 100' NS W 34TH ST
Legal Subdivision	SEHON
Legal Lot Number	230
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 W 34TH ST, COVINGTON, KY 41015-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Mar 25, 1996 · Amount on Record
Deed Document Number	20221
Deed Book / Page	178 / 903
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 26, 2022
Property Address	306 W 34TH ST, COVINGTON, KY 41015-1150
Document Number	0005900001
Book / Page	178 / 903
Map Reference	PL 301
Instrument Date	Jun 28, 2022
Instrument	22072605900001
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 MADISON AVE, 428, COVINGTON, KY 41011-2388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 W 34TH ST, COVINGTON, KY 41015-1150

Mortgage

Document Number	0005900002
Date	Jul 26, 2022
Book Page	391/628
Instrument	22072605900002

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,000 (-) Land $10,000 Building $180,000	$190,000 (-) Land $10,000 Building $180,000
2025	$2,517.00 (-0.51%)	$190,000 (-) Land $5,000 Building $185,000	$190,000 (-) Land $5,000 Building $185,000
2023	$2,530.00	$190,000 Land $5,000 Building $185,000	$190,000 Land $5,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20