Kenton County property record for 304 W 34th St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1923 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $66,000 (Dec 2016) |
| Tax Bill | $1,576 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-13-02-059.00 |
| Primary APN | 056-13-02-059.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Finished Area |
| Gross Area | 1,154 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,800 sqft (0.064 acres) |
| Lot Dimensions | 100 ft deep x 28 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 304 W 34TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEHON W 28' LOT 229 28'X 100' NS W 34TH ST |
| Legal Subdivision | SEHON |
| Legal Lot Number | 229 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 61400 |
304 W 34th St is owned and occupied by an individual who bought it in December 2016.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 W 34TH ST, COVINGTON, KY 41015-1150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2016 · Amount on File |
| Deed Sale | Dec 12, 2016 · Amount on File |
| Deed Document Number | 201612 12 059 00135 |
| Deed Book / Page | 6051 / 114 |
| Prior Transfer Date | Dec 7, 2016 |
| Prior Transfer Doc | 0000000135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 304 W 34TH ST, COVINGTON, KY 41015-1150 |
| Document Number | 0000000201 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 304 W 34TH ST COVINGTON KY 410151150, COVINGTON, KY 41015-1150 |
| Document Number | 0000000201 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 00M130/000687 |
| Instrument | 201 |
| Name | COVE FCU |
|---|---|
| Address | BROMLEY, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 22, 2040 |
The 2025 property tax bill for 304 W 34th St was $1,576.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,300 (+6.97%) Land $10,000 Building $117,300 | $127,300 (+6.97%) Land $10,000 Building $117,300 | |
| 2025 | $1,576.00 | $119,000 Land $5,000 Building $114,000 | $119,000 Land $5,000 Building $114,000 |
| 2023 | $1,585.00 | $119,000 Land $5,000 Building $114,000 | $119,000 Land $5,000 Building $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 W 34th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 304 W 34th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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