St. Charles County property record for 306 Verdot Ct, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,136 sqft · built 2016 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Jan 2022) |
| Tax Bill | $7,687 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T171600027 |
| Primary APN | T171600027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,136 sqft Living Area |
| Basement Area | 2,046 sqft |
| Finished Basement | 1,017 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stone |
| Lot Area | 7,492 sqft (0.171 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T171600027 |
|---|---|
| Street Address | 306 VERDOT CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT MONTRACHET #1 LOT 26B |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | VLGS AT MONTRACHET #1 |
| Legal Lot Number | 26B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 311154 |
Source: St. Charles County records · APN T171600027
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 306 VERDOT CT, O FALLON, MO 63368-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK |
| Jul 17, 2020 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Jan 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jun 19, 2020 | Deed of Trust, Mortgage NOT AVAILABLE |
| Apr 03, 2020 | Loan Modification, Mortgage · Line of Credit COMMERCE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2022 · Amount on Record |
| Deed Sale | Jan 05, 2022 · Amount on Record |
| Deed Document Number | 0002022946 |
| Deed Book / Page | 2022 / 946 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 306 VERDOT CT, O FALLON, MO 63368-7736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000347570 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 7305/296 |
| Instrument | 20200528000347570 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 306 VERDOT CT, O FALLON, MO 63368-7736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000500790 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 7347/1454 |
| Instrument | 20200717000500790 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 05, 2022 |
| Property Address | 306 VERDOT CT, O FALLON, MO 63368-7736 |
| Document Number | 0000000946 |
| Map Reference | MB 48 PG 325 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 2022R-000946 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 VERDOT CT, O FALLON, MO 63368-7736 |
| Document Number | 0000000947 |
|---|---|
| Date | Jan 05, 2022 |
| Instrument | 2022R-000947 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 306 VERDOT CT, O FALLON, MO 63368-7736 |
| Document Number | 0073471460 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 306 VERDOT CT O FALLON MO 633687736, O FALLON, MO 63368-7736 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 306 VERDOT CT, O FALLON, MO 63368-7736 |
| Document Number | 0072640705 |
| Instrument Date | Apr 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904 |
| Document Number | 0072640705 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 007264/000705 |
| Instrument | 212080 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | 8000 FORSYTH BLVD, ST LOUIS, MO 63105-1707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,687.00 | $120,270 (+7.59%) | $632,999 (+7.59%) |
| 2023 | $111,783 | ||
| 2022 | $588,333 Land $87,500 Building $500,833 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 4% of Missouri |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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