St. Charles County property record for 300 Verdot Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,407 sqft · built 2018 |
| Lot Size | 0.208 acres (9,104 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $424,812 (Dec 2018) |
| Tax Bill | $7,788 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T171600080 |
| Primary APN | T171600080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,407 sqft Living Area |
| Basement Area | 2,066 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 9,104 sqft (0.208 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T171600080 |
|---|---|
| Street Address | 300 VERDOT CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT MONTRACHET #2 LOT 23B |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | VLGS AT MONTRACHET #2 |
| Legal Lot Number | 23B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 311154 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 300 VERDOT CT, O FALLON, MO 63368-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Apr 7, 2021 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Mar 12, 2020 | Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU |
| Aug 29, 2019 | Deed of Trust, Mortgage GOLDEN OAK LNDG |
| Dec 26, 2018 | Warranty Deed, Subdivision Related Transfer GOLDEN OAK LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Deed Document Number | 0070181281 |
| Deed Book / Page | 7018 / 1281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 300 VERDOT CT, O FALLON, MO 63368-7736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 300 VERDOT CT, O FALLON, MO 63368-7736 |
| Document Number | 0000008029 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021R-008029 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 300 VERDOT CT, O FALLON, MO 63368-7736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 300 VERDOT CT, O FALLON, MO 63368-7736 |
| Document Number | 0000030611 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021R-030611 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 300 VERDOT CT, O FALLON, MO 63368-7736 |
| Document Number | 0072530431 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 300 VERDOT CT O FALLON MO 633687736, O FALLON, MO 63368-7736 |
| Document Number | 0072530431 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 007253/000431 |
| Instrument | 174810 |
| Name | WEST CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 22, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 300 VERDOT CT, O FALLON, MO 63368-7736 |
| Document Number | 0071361336 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 300 VERDOT CT O FALLON MO 633687736, O FALLON, MO 63368-7736 |
| Document Number | 0071361336 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 007136/001336 |
| Instrument | 477710 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 26, 2018 |
| Property Address | 300 VERDOT CT, O FALLON, MO 63368-7736 |
| Document Number | 0070181281 |
| Book / Page | 007018 / 001281 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 716030 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 300 VERDOT CT O FALLON MO 633687736, O FALLON, MO 63368-7736 |
| Document Number | 70181283 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 007018/001283 |
| Instrument | 716040 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2048 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,788.00 | $121,854 (+7.98%) | $641,337 (+7.98%) |
| 2023 | $112,849 | ||
| 2022 | $593,940 Land $87,500 Building $506,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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