306 Tree Ln, Prophetstown, IL 61277 Property Records

Whiteside County property record for 306 Tree Ln, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.438 acres (19,095 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2025)
Tax Bill	$4,123 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1534353005`

Property Details

APN / Parcel Number

Primary APN	`1534353005`
Alternative APNs	`121270` `63026`

Exterior

Lot Area	19,095 sqft (0.438 acres)
Lot Dimensions	200 ft deep x 94.7 ft wide

Location & Zoning

Account Number	121270
Street Address	306 TREE LN
City	PROPHETSTOWN
State	IL
Zip	61277-9118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOK HAVEN SUBDIVISION LT 2 (EX S 12) BLK 1 119200X
Legal Subdivision	BROOK HAVEN SUBDIVISION
Legal Block	1
Legal Lot Number	2
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	1
Census Block	1029
Census Tract	700

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16077 BUNKER HILL RD, MORRISON, IL 61270-9608
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage 1ST GATEWAY CREDIT UNION
Jun 17, 2017	Deed of Trust, Mortgage · Line of Credit US BK
Apr 24, 2015	Deed of Trust, Mortgage · VA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Nov 21, 2023 · Amount on Record
Deed Document Number	20251791
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 15, 2025
Property Address	306 TREE LN, PROPHETSTOWN, IL 61277-9118
Document Number	0000001791
Instrument Date	Apr 11, 2025
Instrument	2025-01791
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 TREE LN, PROPHETSTOWN, IL 61277-9118

Mortgage

Document Number	0000001792
Date	Apr 15, 2025
Instrument	2025-01792

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 21, 2023
Property Address	306 TREE LN, PROPHETSTOWN, IL 61277-9118
Document Number	0000005720
Instrument Date	Nov 8, 2023
Instrument	2023-05720
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	313 EAST AVE, PROPHETSTOWN, IL 61277-1314

Mortgage

Document Number	0000005721
Date	Nov 21, 2023
Instrument	2023-05721

Lender

Name	1ST GATEWAY CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	306 TREE LN, PROPHETSTOWN, IL 61277-9118
Document Number	0000004024
Instrument Date	Jun 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 TREE LN PROPHETSTOWN IL 612779118, PROPHETSTOWN, IL 61277-9118

Mortgage

Document Number	0000004024
Date	Jul 14, 2017
Instrument	4024

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Interest

Rate Type	Adjustable Rate

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	306 TREE LN, PROPHETSTOWN, IL 61277-9118
Document Number	0000002982
Instrument Date	Apr 24, 2015
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 TREE LN PROPHETSTOWN IL 612779118, PROPHETSTOWN, IL 61277-9118

Mortgage

Document Number	0000002982
Date	May 30, 2017
Instrument	2982

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 29, 2045

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,123.00 (+43.81%)	$55,762 (+42.56%) Land $5,995 Building $49,767
2024			$167,286 (+42.56%) Land $17,985 Building $149,301
2022	$2,867.00 Additional exemption filed	$39,114 Land $3,729 Building $35,385	$117,342 Land $11,187 Building $106,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures