Louisville/Jefferson County Metro Government property record for 306 Summit Ct, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,512 sqft · built 1954 |
| Lot Size | 0.284 acres (12,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Sep 2025) |
| Tax Bill | $2,375 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22055400450000 |
| Primary APN | 22055400450000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Finished Area |
| Flooring | Covered |
| Year Built | Built 1954 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,375 sqft (0.284 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00085958 |
|---|---|
| Street Address | 306 SUMMIT CT |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | LOT 20 MEADOW HILL SUB PB. 11 PG. 23, .2841 AC+/- |
| Legal Subdivision | MEADOW HILL SUB |
| Legal Lot Number | 20 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10408 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 306 SUMMIT CT, LOUISVILLE, KY 40243-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2024 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Sep 17, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 4, 2020 | Quit Claim Deed, Transfer NORTHPOINTE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Dec 4, 2020 |
| Deed Document Number | 2025117760 |
| Deed Book / Page | D 13159 / 88 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 306 SUMMIT CT, MIDDLETOWN, KY 40243-2039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000087604 |
|---|---|
| Date | May 22, 2024 |
| Book Page | M 18880/157 |
| Instrument | 2024087604 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Sep 17, 2025 |
| Property Address | 306 SUMMIT CT, MIDDLETOWN, KY 40243-2039 |
| Document Number | 0000117760 |
| Book / Page | D 13159 / 88 |
| Map Reference | MB 11 PG 23 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025117760 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 SUMMIT CT, LOUISVILLE, KY 40243-2039 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 306 SUMMIT CT, LOUISVILLE, KY 40243-2039 |
| Document Number | 0000117761 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025117761 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Dec 4, 2020 |
| Property Address | 306 SUMMIT CT, MIDDLETOWN, KY 40243-2039 |
| Document Number | 0118610171 |
| Book / Page | 011861 / 000171 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 259451 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 306 SUMMIT CT LOUISVILLE KY 402432039, LOUISVILLE, KY 40243-2039 |
| Document Number | 169900349 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 016990/000349 |
| Instrument | 259452 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 3, 2030 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,375.00 (-1.94%) | $212,900 (-) Land $50,000 Building $162,900 | |
| 2024 | $2,422.00 (-1.74%) | $212,900 (-) Land $50,000 Building $162,900 | $212,900 (-) Land $50,000 Building $162,900 |
| 2023 | $2,465.00 (-0.32%) | $212,900 (-) Land $50,000 Building $162,900 | $212,900 (-) Land $50,000 Building $162,900 |
| 2022 | $2,473.00 | $212,900 Land $50,000 Building $162,900 | $212,900 Land $50,000 Building $162,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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