301 Summit Ct, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 301 Summit Ct, Middletown, KY 40243

Property Summary

Property TypeSingle Family Home
Details1 ba · 925 sqft · built 1954
Lot Size0.201 acres (8,775 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Aug 2026)
Tax Bill$1,871 (2025)
Deeds & MortgagesAug 2026 Mortgage
Aug 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22055400330016

Property Details

APN / Parcel Number

Primary APN22055400330016
Alternative APNs
  • 055400330016
  • 00084961

Interior

Full Baths1 Bath
Stories1 Story
Building Area925 sqft Finished Area
FlooringCovered

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,775 sqft (0.201 acres)
Lot Dimensions135 ft deep x 65 ft wide
Garage TypeDetached
Garage Area294 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00084961
Street Address301 SUMMIT CT
CityLOUISVILLE
StateKY
Zip40243-2039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDEN
Legal DescriptionMEADOW HILLS SUB SUB 16 65 X 135
Legal SubdivisionMEADOW HILL
JurisdictionJEFFERSON KY
Township / Civil DivisionSOUTHEAST JEFFERSON
Census Block Group1
Census Block1007
Census Tract10408

Owner

Source: Louisville/Jefferson County Metro Government records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address506 OLD HARRODS CREEK RD, LOUISVILLE, KY 40223-2560
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · VA Mortgage
FIRST FINANCIAL NW BANK
Aug 10, 2026Deed, Transfer · VA Mortgage
FIRST FINANCIAL NW BANK
Mar 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2026 · Amount on Record
Deed SaleAug 10, 2026 · Amount on Record
Deed Document Number202698032
Deed Book / Page13391 / 500
Prior Transfer DateMay 31, 2001
Prior Transfer Doc0000097115
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Recording DateAug 10, 2026
Property Address301 SUMMIT CT, LOUISVILLE, KY 40243-2039
Document Number0000098033
Book / Page19925 / 614
Instrument DateAug 7, 2026
Instrument202698033
Transaction TypeMortgage
Record UpdatedAug 19, 2026
Title CompanyBLUEGRASS LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 OLD HARRODS CREEK RD, LOUISVILLE, KY 40223-2560

Mortgage

Document Number0000098033,
DateAug 10, 2026
Book Page19925/614
Instrument202698033
Lender
NameFIRST FINANCIAL NW BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateAug 10, 2026
Property Address301 SUMMIT CT, LOUISVILLE, KY 40243-2039
Document Number0000098032
Book / Page13391 / 500
Instrument DateAug 7, 2026
Instrument202698032
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyBLUEGRASS LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$26,260.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 OLD HARRODS CREEK RD, LOUISVILLE, KY 40223-2560

Mortgage

Document Number0000098033,
DateAug 10, 2026
Instrument202698033
Lender
NameFIRST FINANCIAL NW BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address301 SUMMIT CT, MIDDLETOWN, KY 40243-2039
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 KINNAIRD LN EN, EN, LOUISVILLE, KY 40243-1223

Mortgage

Document Number0000034445
DateMar 26, 2026
Book PageM 19720/561
Instrument2026034445
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityMiddletown City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,871.00 (-3.61%)$167,700 (-) Land $48,500 Building $119,200
2024$167,700 (-) Land $48,500 Building $119,200
2023$1,941.00 (-0.36%)$167,700 (-) Land $48,500 Building $119,200$167,700 (-) Land $48,500 Building $119,200
2022$1,948.00$167,700 Land $48,500 Building $119,200$167,700 Land $48,500 Building $119,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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