Madison County property record for 306 Summer Oak Trl, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,873 sqft · built 1993 |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,014 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072E-15B-001/01.17 |
| Primary APN | 072E-15B-001/01.17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,873 sqft Adjusted Area |
| 1st Floor Area | 1,905 sqft |
| 2nd Floor Area | 629 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|
| Account Number | 11541 |
|---|---|
| Old Parcel Number | 072E-15B-001/01.17 |
| Street Address | 306 SUMMER OAK TRL |
| City | MADISON |
| State | MS |
| Zip | 39110-9145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 OAK HOLLOW S/D |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 15 |
| Legal Subdivision | OAK HOLLOW |
| Legal Lot Number | 17 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30207 |
Source: Madison County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 SUMMER OAK TRL, MADISON, MS 39110-9145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Sep 28, 2018 | Deed of Trust, Mortgage RENASANT BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 5, 1993 |
| Deed Sale | May 5, 1993 |
| Deed Document Number | 0000316338 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 306 SUMMER OAK TRL, MADISON, MS 39110-9145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 306 SUMMER OAK TRL, MADISON, MS 39110-9145 |
| Document Number | 004415/438 |
|---|---|
| Date | Mar 4, 2024 |
| Book Page | 4415/438 |
| Instrument | 999902 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 23, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 306 SUMMER OAK TRL, MADISON, MS 39110-9145 |
| Document Number | 0000851719 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 306 SUMMER OAK TRL MADISON MS 391109145, MADISON, MS 39110-9145 |
| Document Number | 0000851719 |
|---|---|
| Date | Oct 8, 2018 |
| Book Page | 003654/000935 |
| Instrument | 851719 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 7, 2048 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014.00 Homeowner's exemption | $25,775 (-) | $257,750 (-) Land $50,000 Building $207,750 |
| 2024 | $2,014.00 | ||
| 2023 | $2,014.00 Homeowner's exemption | $25,775 | $257,750 Land $50,000 Building $207,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Ozborn Communications Fixed Wireless | 335 / 192 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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