Madison County property record for 217 Summer Oak Trl, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,290 sqft · built 1992 |
| Lot Size | 0.567 acres (24,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,250 (Feb 2025) |
| Tax Bill | $3,047 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072E-15B-001/01.48 |
| Primary APN | 072E-15B-001/01.48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,290 sqft Adjusted Area |
| Gross Area | 2,879 sqft |
| 1st Floor Area | 2,879 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 24,738 sqft (0.567 acres) |
| Patio Area | 669 sqft |
| Cooling System | Central |
|---|
| Account Number | 11572 |
|---|---|
| Street Address | 217 SUMMER OAK TRL |
| City | MADISON |
| State | MS |
| Zip | 39110-9142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 OAK HOLLOW C@12 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 15 |
| Legal Subdivision | OAK HOLLOW |
| Legal Lot Number | 48 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30207 |
Source: Madison County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 217 SUMMER OAK TRL, MADISON, MS 39110-9142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Feb 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST SOUTH FINANCIAL CU |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Sep 25, 2018 | Warranty Deed, Transfer COMMUNITY BK/MS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on Record |
| Deed Sale | Feb 21, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2018 · Amount on Record |
| Deed Document Number | 20251022316 |
| Deed Book / Page | 4526 / 792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 217 SUMMER OAK TRL, MADISON, MS 39110-9142 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 138 LAKELAND HEIGHTS BLVD, FLOWOOD, MS 39232-6676 |
| Document Number | 0004038/39 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 4038/39 |
| Instrument | 926172 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Feb 21, 2025 |
| Property Address | 217 SUMMER OAK TRL, MADISON, MS 39110-9142 |
| Document Number | 004526/792 |
| Book / Page | 4526 / 792 |
| Map Reference | CAB C SL 12 |
| Instrument Date | Feb 20, 2025 |
| Instrument | 1022316 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | COVENANT TITLE, COVENANT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 WISTERIA DRIVE, SARALAND, AL 36571 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 217 SUMMER OAK TRL, MADISON, MS 39110-9142 |
| Document Number | 0001022317 |
|---|---|
| Date | Feb 21, 2025 |
| Instrument | 1022317 |
| Name | FIRST SOUTH FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 217 SUMMER OAK TRL, MADISON, MS 39110-9142 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 138 LAKELAND HEIGHTS BLVD, FLOWOOD, MS 39232-6676 |
| Document Number | 4038/39 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 4038/39 |
| Instrument | 926172 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 25, 2018 |
| Property Address | 217 SUMMER OAK TRL, MADISON, MS 39110-9142 |
| Document Number | 0000851051 |
| Book / Page | 003650 / 000946 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 851051 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 217 SUMMER OAK TRL MADISON MS 391109142, MADISON, MS 39110-9142 |
| Document Number | 851052 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 003650/000949 |
| Instrument | 851052 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2048 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,047.00 Homeowner's exemption | $28,727 (-) | $287,270 (-) Land $50,000 Building $237,270 |
| 2024 | $3,047.00 | ||
| 2023 | $3,047.00 Homeowner's exemption | $28,727 | $287,270 Land $50,000 Building $237,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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