306 Spring Ave, Naperville, IL 60540 Property Records

DuPage County property record for 306 Spring Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,484 sqft · built 1915
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$535,500 (Feb 2017)
Tax Bill$10,339 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-13-224-008

Property Details

APN / Parcel Number

Primary APN07-13-224-008

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,484 sqft Living Area
Gross Area3,396 sqft
1st Floor Area1,020 sqft
2nd Floor Area1,008 sqft
Basement Area912 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Construction TypeFrame
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions12.1 ft deep x 5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address306 SPRING AVE
CityNAPERVILLE
StateIL
Zip60540-4448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionRICHMONDS RESUB /EX S 50 FT/
Legal SubdivisionRICHMONDS RESUB
Legal Block3
Legal Lot Number1
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1007
Census Tract846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address306 SPRING AVE, NAPERVILLE, IL 60540-4448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Sep 17, 2021Intrafamily Transfer, Transfer
Feb 6, 2017Warranty Deed, Transfer · ARM
WINTRUST MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2017 · Amount on Record
Deed SaleFeb 6, 2017 · Amount on Record
Prior SaleAug 2, 2006 · Amount on Record
Deed Document Number201713403
Last Transfer DateAug 24, 2021
Transfer Doc0000138970
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address306 SPRING AVE, NAPERVILLE, IL 60540-4448
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052604
DateApr 2, 2021
InstrumentR2021-052604
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateSep 17, 2021
Property Address306 SPRING AVE, NAPERVILLE, IL 60540-4448
Document Number0000138970
Map ReferenceDOC 16175
Instrument DateAug 24, 2021
InstrumentR2021-138970
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 SPRING AVE, NAPERVILLE, IL 60540-4448

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateFeb 6, 2017
Property Address306 SPRING AVE, NAPERVILLE, IL 60540-4448
Document Number0000013403
Map ReferenceDOC16175
Instrument DateJan 17, 2017
InstrumentR2017-013403
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyMULTIPLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,409.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address306 SPRING AVE, 306, NAPERVILLE, IL 60540-4448

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 SPRING AVE, NAPERVILLE, IL 60540-4448

Mortgage

Document Number0000013404
DateFeb 6, 2017
InstrumentR2017-013404
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateFeb 1, 2022
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,339.00 (+19.54%)$185,335 (+32.51%) Land $108,565 Building $76,770$556,005 (+32.51%) Land $325,695 Building $230,310
2022$8,649.00 Homeowner's exemption$139,860 Land $81,470 Building $58,390$419,580 Land $244,410 Building $175,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJul 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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