234 Spring Ave, Naperville, IL 60540 Property Records

DuPage County property record for 234 Spring Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,864 sqft · built 2019
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$315,500 (Oct 2009)
Tax Bill$26,995 (2025)
Deeds & MortgagesNov 2020 Mortgage
Apr 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN07-13-225-002

Property Details

APN / Parcel Number

Primary APN07-13-225-002

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,864 sqft Living Area
Gross Area5,796 sqft
1st Floor Area1,950 sqft
2nd Floor Area1,914 sqft
Basement Area1,932 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeBrick
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions17 ft deep x 5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address234 SPRING AVE
CityNAPERVILLE
StateIL
Zip60540-4446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionRICHMONDS RESUB
Legal SubdivisionRICHMONDS RESUB
Legal Block2
Legal Lot Number16
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1016
Census Tract846504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Naperville Historic District
listed 1977 · 1,039 contributing resources · NRIS 77001516

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address234 SPRING AVE, NAPERVILLE, IL 60540-4446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 6, 2018Trustee's Deed, Construction Loan · Construction Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2009 · Amount on Record
Deed SaleOct 29, 2009 · Amount on Record
Prior SaleMay 3, 2006 · Amount on Record
Deed Document Number2009164238
Last Transfer DateOct 30, 2015
Transfer Doc0000125596
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address234 SPRING AVE, NAPERVILLE, IL 60540-4446
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000139245
DateNov 18, 2020
InstrumentR2020-139245
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address42340
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

April 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDU PAGE IL
Recording DateApr 6, 2018
Property Address234 SPRING AVE, NAPERVILLE, IL 60540-4446
Instrument DateMar 30, 2018
Instrument29909
Transaction TypeConstruction Loan
Record UpdatedApr 24, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address234 SPRING AVE NAPERVILLE IL 605404446, NAPERVILLE, IL 60540-4446

Mortgage

Document Number0000029909
DateApr 6, 2018
Instrument29909
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueApr 5, 2048
Interest
Rate4.37%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,995.00 (+4.44%) Homeowner's exemption$472,657 (+9.67%) Land $119,330 Building $353,327$1,417,971 (+9.67%) Land $357,990 Building $1,059,981
2024$25,847.00 (+9.1%)$430,981 (+15.64%) Land $108,808 Building $322,173$1,292,943 (+15.64%) Land $326,424 Building $966,519
2022$23,692.00 Homeowner's exemption$372,680 Land $93,900 Building $278,780$1,118,040 Land $281,700 Building $836,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJul 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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