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306 Spearhead Pl, Clayton, NC 27520 Property Records

Johnston County property record for 306 Spearhead Pl, Clayton, NC 27520

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,892 sqft · built 2002
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Jun 2007)
Tax Bill$2,177 (2026)
Deeds & MortgagesDec 2021 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06F04044I

Property Details

APN / Parcel Number

Primary APN06F04044I
Alternative APN
  • 2000172355

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,892 sqft Living Area
Gross Area2,632 sqft
1st Floor Area824 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,056 sqft (0.69 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area432 sqft
Deck AreaDeck Area
Patio Area545 sqft
Storage Building256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000172355
Street Address306 SPEARHEAD PL
CityCLAYTON
StateNC
Zip27520-5695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAG
Legal DescriptionL59 MATTHEWS FARM P1 60/5
Legal SubdivisionPHASE 1 MATTHEWS FARM SUBDIVISION
JurisdictionJOHNSTON NC
Township / Civil DivisionCLEVELAND
Census Block Group2
Census Block2006
Census Tract41106

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address306 SPEARHEAD PL, CLAYTON, NC 27520-5695
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 16, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2007 · Amount on Record
Deed SaleJun 22, 2007 · Amount on Record
Prior SaleMar 22, 2007 · Amount on Record
Deed Document Number2007180215
Deed Book / Page3367 / 763
Last Transfer DateAug 1, 2013
Transfer Doc0000394137
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address306 SPEARHEAD PL, CLAYTON, NC 27520-5695
Transaction TypeMortgage
Record UpdatedDec 28, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000787131
DateDec 16, 2021
Book Page6137/193
Instrument2021787131
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address306 SPEARHEAD PL, CLAYTON, NC 27520-5695
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000718011
DateNov 16, 2020
Book Page5756/249
Instrument2020718011
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term294 Months
DueMay 1, 2045

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,177.00 (-0.14%)$343,320 (-) Land $80,000 Building $263,320$343,320 (-) Land $80,000 Building $263,320
2025$2,180.00 (+26.67%)$343,320 (+56.08%) Land $80,000 Building $263,320$343,320 (+56.08%) Land $80,000 Building $263,320
2023$1,721.00$219,970 Land $48,000 Building $171,970$219,970 Land $48,000 Building $171,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTON CO-WEST
serves 99,027 people · EPA ID NC0351070
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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