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291 Spearhead Pl, Clayton, NC 27520 Property Records

Johnston County property record for 291 Spearhead Pl, Clayton, NC 27520

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,104 sqft · built 2002
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Last Sale$149,500 (Jan 2003)
Tax Bill$2,277 (2026)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06F04043V

Property Details

APN / Parcel Number

Primary APN06F04043V
Alternative APN
  • 2000095758

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,104 sqft Living Area
Gross Area3,112 sqft
1st Floor Area824 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,829 sqft (0.57 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000095758
Street Address291 SPEARHEAD PL
CityCLAYTON
StateNC
Zip27520-5694
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAG
Legal DescriptionL48 MATTHEWS FARM P1 60/41644
Legal SubdivisionMATTHEWS FARM SUBDIVISION PHASE 1
JurisdictionJOHNSTON NC
Township / Civil DivisionCLEVELAND
Census Block Group2
Census Block2006
Census Tract41106

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address291 SPEARHEAD PL, CLAYTON, NC 27520-5694
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2003 · Amount on Record
Deed SaleJan 31, 2003 · Amount on Record
Prior SaleMay 8, 2002
Deed Book / Page2375 / 445
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address291 SPEARHEAD PL, CLAYTON, NC 27520-5694
Transaction TypeMortgage
Record UpdatedOct 28, 2022
Title CompanyMORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 SPEARHEAD PL, CLAYTON, NC 27520-5694

Mortgage

Document Number0000831289
DateOct 17, 2022
Book Page6362/131
Instrument2022831289
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,277.00 (+22.62%)$364,450 (+53.5%) Land $80,000 Building $284,450$364,450 (+53.5%) Land $80,000 Building $284,450
2023$1,857.00$237,430 Land $48,000 Building $189,430$237,430 Land $48,000 Building $189,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTON CO-WEST
serves 99,027 people · EPA ID NC0351070
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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