306 S Westover Dr, Monroe, NC 28112 Property Records

Union County property record for 306 S Westover Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,405 sqft · built 1965
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Oct 2021)
Tax Bill	$3,865 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-277-008`

Property Details

APN / Parcel Number

Primary APN	`09-277-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,405 sqft Living Area
1st Floor Area	2,405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Carport
Garage Area	525 sqft
Carport	Carport
Carport Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	700 sqft
Deck Area	231 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 S WESTOVER DR
City	MONROE
State	NC
Zip	28112-5259
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#144 STEWART PARK SEC3 PB74 PG179
Legal Subdivision	STEWART PARK
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3000
Census Tract	20501

Owner

306 S Westover Dr, a rural home, is owned and occupied by two individuals who bought it in October 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 S WESTOVER DR, MONROE, NC 28112-5259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Feb 10, 2015 · Amount on File
Deed Document Number	202149337
Deed Book / Page	8280 / 722
Prior Transfer Date	Feb 5, 2015
Prior Transfer Doc	6379552
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 15, 2021
Property Address	306 S WESTOVER DR, MONROE, NC 28112-5259
Document Number	8280722
Book / Page	8280 / 722
Map Reference	MB 4 PG 179
Instrument Date	Sep 29, 2021
Instrument	49337
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8501 TOWER POINT DR # DRA206, 8501, CHARLOTTE, NC 28227-7849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S WESTOVER DR, MONROE, NC 28112-5259

Mortgage

Document Number	49338
Date	Oct 15, 2021
Instrument	49338

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 306 S Westover Dr was $3,865.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,200 (-) Land $51,900 Building $390,300	$442,200 (-) Land $51,900 Building $390,300
2025	$3,865.00	$442,200 Land $51,900 Building $390,300	$442,200 Land $51,900 Building $390,300
2023	$2,432.00	$223,100 Land $14,100 Building $209,000	$223,100 Land $14,100 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 S Westover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 S Westover Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20