Union County property record for 304 S Westover Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,547 sqft · built 1991 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | Company Name on File |
| Last Sale | $275,000 (Feb 2022) |
| Tax Bill | $2,613 (2025) |
| Deeds & Mortgages | Feb 2022 Sale Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-277-007 |
| Primary APN | 09-277-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,547 sqft Living Area |
| 1st Floor Area | 887 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,028 sqft (0.345 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 314 sqft |
| Deck Area | 1,261 sqft |
| Patio Area | 1,261 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 304 S WESTOVER DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #145 STEWART PARK SEC3 PB04 PG179 |
| Legal Subdivision | STEWART PARK |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20501 |
304 S Westover Dr, a rural home, is owned by a company that bought it in February 2022.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 22, 2022 | Warranty Deed, Transfer CAROLINA TITLE COMPANY INC |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP |
| Jul 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on File |
| Deed Sale | Feb 22, 2022 · Amount on File |
| Prior Sale | Mar 31, 2004 · Amount on File |
| Deed Document Number | 20226666 |
| Deed Book / Page | 8405 / 676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 22, 2022 |
| Property Address | 304 S WESTOVER DR, MONROE, NC 28112-5259 |
| Document Number | 0008405676 |
| Book / Page | 8405 / 676 |
| Map Reference | MB 4 PG 179 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 6666 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | CAROLINA TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 S WESTOVER DR, 400, MONROE, NC 28112-5239 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 304 S WESTOVER DR, MONROE, NC 28112-5259 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | STATES TITLE |
| Name | Verified Name |
|---|
| Document Number | 8076353 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 8076/353 |
| Instrument | 19270 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 304 S WESTOVER DR, MONROE, NC 28112-5259 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TERRATITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 7160890 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 7160/890 |
| Instrument | 0013801 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 304 S WESTOVER DR, MONROE, NC 28112-5259 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TERRATITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 7409730 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 7409/730 |
| Instrument | 0019316 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 304 S Westover Dr was $2,613.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,000 (-) Land $50,400 Building $248,600 | $299,000 (-) Land $50,400 Building $248,600 | |
| 2025 | $2,613.00 | $299,000 Land $50,400 Building $248,600 | $299,000 Land $50,400 Building $248,600 |
| 2023 | $2,185.00 | $200,400 Land $13,100 Building $187,300 | $200,400 Land $13,100 Building $187,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 S Westover Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 S Westover Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures