306 S 5th St, Roscommon, MI 48653 Property Records

Roscommon County property record for 306 S 5th St, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,426 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (May 2023)
Tax Bill	$1,307 (2025)
Deeds & Mortgages	Jun 2023 Refinance May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-726-005-0000`

Property Details

APN / Parcel Number

Primary APN	`055-726-005-0000`

Interior

Full Baths	1 Bath
Building Area	1,426 sqft Building Perimeter
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	306 S 5TH ST
City	ROSCOMMON
State	MI
Zip	48653-9081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1004 P-53 (L-982P-1112&L-959P-1778) 242 306 S FIFTH ST LOT 5 & SE'LY 1/2 OF LOT 6 BLK 26 ROBINSON'S PLAT OF THE VILLAGE OF
Legal Subdivision	ROBINSONS PLAT
Legal Block	26
Legal Lot Number	5-6
Jurisdiction	ROSCOMMON MI
Township / Civil Division	HIGGINS
Census Block Group	2
Census Block	2135
Census Tract	970300

Owner

306 S 5th St is owned and occupied by an individual who bought it in May 2023.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	306 S 5TH ST, ROSCOMMON, MI 48653-9081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH CENTRAL AREA CREDIT UNION
May 12, 2023	Warranty Deed, Transfer
Jun 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Prior Sale	May 13, 2011 · Amount on File
Deed Document Number	20233029
Deed Book / Page	1184 / 732
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	1166/521
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	306 S 5TH ST, ROSCOMMON, MI 48653-9081
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01184/1651
Date	Jun 23, 2023
Book Page	1184/1651
Instrument	202300003948

Lender

Name	NORTH CENTRAL AREA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2033

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 12, 2023
Property Address	306 S 5TH ST, ROSCOMMON, MI 48653-9081
Document Number	001184/732
Book / Page	1184 / 732
Instrument Date	May 10, 2023
Instrument	202300003029
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S 5TH ST, ROSCOMMON, MI 48653-9081

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 14, 2018
Property Address	306 S 5TH ST, ROSCOMMON, MI 48653-9081
Document Number	1166/521
Book / Page	1166 / 521
Instrument Date	Jun 12, 2018
Instrument	2.0180000447
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 BEACH ST, MOUNT MORRIS, MI 48458-1901

Tax Assessment & Valuation

The 2025 property tax bill for 306 S 5th St was $1,307.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Higgins Township
Municipality	Roscommon Village
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,800 (+14.29%)	$65,600 (+14.29%)
2025	$1,307.00	$28,700	$57,400
2023		$30,000	$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 S 5th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROSCOMMON serves 1,075 people · EPA ID MI0005810
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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