218 S 5th St, Roscommon, MI 48653 Property Records

Roscommon County property record for 218 S 5th St, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,074 sqft · built 1940
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$45,200 (Oct 2019)
Tax Bill	$864 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-725-001-0000`

Property Details

APN / Parcel Number

Primary APN	`055-725-001-0000`

Interior

Full Baths	1 Bath
Building Area	1,074 sqft Building Perimeter
1st Floor Area	1,074 sqft
Basement Area	460 sqft
Unfinished Basement	460 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,534 sqft (0.15 acres)
Garage Area	528 sqft

Location & Zoning

Street Address	218 S 5TH ST
City	ROSCOMMON
State	MI
Zip	48653-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-998 P-1933 (L-905P-333&L-602P-224)DDA 242 218 S FIFTH ST LOT 1 BLK 25 ROBINSON'S PLAT OF THE VILLAGE OF ROSCOMMON
Legal Subdivision	VILLAGE OF ROSCOMMON
Legal Block	25
Legal Lot Number	1
Jurisdiction	ROSCOMMON MI
Township / Civil Division	HIGGINS
Census Block Group	2
Census Block	2059
Census Tract	970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 S 5TH ST, ROSCOMMON, MI 48653-9011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Warranty Deed, Transfer · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Jul 20, 2018	Warranty Deed, Transfer
Jul 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	20197101
Deed Book / Page	1170 / 2013
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 11, 2019
Property Address	218 S 5TH ST, ROSCOMMON, MI 48653-9011
Document Number	1170/2013
Book / Page	1170 / 2013
Instrument Date	Oct 11, 2019
Instrument	201900007101
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 WYCKOFF DR, ROSCOMMON, MI 48653-9345

Mortgage

Document Number	201900007102
Date	Oct 11, 2019
Instrument	201900007102

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	01170/2013
Date	Oct 11, 2019
Book Page	1170/2013
Instrument	201900007101

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jul 20, 2018
Property Address	218 S 5TH ST, ROSCOMMON, MI 48653-9011
Document Number	1166/1490
Book / Page	1166 / 1490
Instrument Date	Jul 20, 2018
Instrument	2.0180000544
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10425 W HIGGINS LAKE DR, ROSCOMMON, MI 48653-9516
Investor	Possibly a Property Investor

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jul 20, 2018
Property Address	218 S 5TH ST, ROSCOMMON, MI 48653-9011
Document Number	1166/1491
Book / Page	1166 / 1491
Instrument Date	Jul 20, 2018
Instrument	2.0180000544
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 W 4 MILE RD, GRAYLING, MI 49738-8075

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Higgins Township
Municipality	Roscommon Village
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,400 (+12.7%)	$56,800 (+12.7%)
2025	$864.00 Homeowner's exemption	$25,200 (-3.82%)	$50,400 (-3.82%)
2023		$26,200	$52,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROSCOMMON serves 1,075 people · EPA ID MI0005810
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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