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306 Right Penhook Rd, Harold, KY 41635 Property Records

Floyd County property record for 306 Right Penhook Rd, Harold, KY 41635

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,776 sqft · built 1980
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$238,000 (Aug 2025)
Tax Bill$3,480 (2025)
Deeds & MortgagesMar 2019 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN095-10-19-007.11

Property Details

APN / Parcel Number

Primary APN095-10-19-007.11
Alternative APN
  • 8224

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,776 sqft Living Area
Basement Area200 sqft

Exterior

Year BuiltBuilt 1980
Architectural StyleSplit Level
Exterior MaterialBrick
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions170 ft deep x 100 ft wide
TerrainRolling
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number8224
Street Address306 RIGHT PENHOOK RD
CityHAROLD
StateKY
Zip41635-7009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 0.33 ACRE
JurisdictionFLOYD KY
Township / Civil DivisionBETSY LAYNE-STANVILLE
Census Block Group3
Census Block3003
Census Tract920301

Owner

Source: Floyd County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address306 RIGHT PENHOOK RD, HAROLD, KY 41635-7009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY TRUST BANK INC
Jul 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2025 · Amount on File
Deed SaleAug 27, 2025 · Amount on File
Deed Document Number1197205
Deed Book / Page704 / 26
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD KY
Property Address306 RIGHT PENHOOK RD, HAROLD, KY 41635-7009
Transaction TypeMortgage
Record UpdatedFeb 20, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000723/209
DateMar 8, 2019
Book Page723/209
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressPIKEVILLE, KY 41502
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD KY
Property Address306 RIGHT PENHOOK RD, HAROLD, KY 41635-7009
Transaction TypeMortgage
Record UpdatedFeb 20, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00000743/1
DateJul 14, 2020
Book Page743/1
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressPIKEVILLE, KY 41502
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2040

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyFloyd County
Unified School DistrictFloyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,480.00 (+60.81%)$290,000 (+62.01%) Land $40,000 Building $250,000$290,000 (+62.01%) Land $40,000 Building $250,000
2023$2,164.00$179,000$179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2015–2025)
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 81% of Kentucky
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN WATER & SEWER DISTRICT
serves 15,110 people · EPA ID KY0360026
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Feb 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inter-Mountain Cable
Cable		1,000 / 40
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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