Floyd County property record for 241 Right Penhook Rd, Harold, KY 41635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,920 sqft · built 1979 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $188,500 (Jan 2024) |
| Tax Bill | $2,256 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095-10-19-005.01 |
| Primary APN | 095-10-19-005.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 60 ft deep x 120 ft wide |
| Terrain | Rolling |
| Driveway | Asphalt Driveway |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 3319 |
|---|---|
| Street Address | 241 RIGHT PENHOOK RD |
| City | HAROLD |
| State | KY |
| Zip | 41635-7009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 0.17 ACRE |
| Legal Lot Number | 1 |
| Jurisdiction | FLOYD KY |
| Township / Civil Division | BETSY LAYNE-STANVILLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 920301 |
Source: Floyd County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 241 RIGHT PENHOOK RD, HAROLD, KY 41635-7009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jan 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jan 8, 2024 | Deed of Trust, Mortgage · Line of Credit KENTUCKY HOUSING CORPORATION |
| Apr 19, 2023 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Sep 25, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on Record |
| Deed Sale | Jan 8, 2024 · Amount on Record |
| Deed Document Number | 20241188775 |
| Deed Book / Page | 688 / 607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD KY |
| Property Address | 241 RIGHT PENHOOK RD, HAROLD, KY 41635-7009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 241 RIGHT PENHOOK RD, HAROLD, KY 41635-7009 |
| Document Number | 000815/706 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 815/706 |
| Instrument | 1197889 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 339 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD KY |
| Property Address | 241 RIGHT PENHOOK RD, HAROLD, KY 41635-7009 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 79 BUCHANON ST, AUXIER, KY 41602-9206 |
| Document Number | 000794/685 |
|---|---|
| Date | Jan 8, 2024 |
| Book Page | 794/685 |
| Instrument | 1188776 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD KY |
| Property Address | 241 RIGHT PENHOOK RD, HAROLD, KY 41635-7009 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 241 RIGHT PENHOOK RD, HAROLD, KY 41635-7009 |
| Document Number | 000794/722 |
|---|---|
| Date | Jan 8, 2024 |
| Book Page | 794/722 |
| Instrument | 1188779 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD KY |
| Property Address | 241 RIGHT PENHOOK RD, HAROLD, KY 41635-7009 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 241 RIGHT PENHOOK RD, HAROLD, KY 41635-7009 |
| Document Number | 000786/305 |
|---|---|
| Date | Apr 19, 2023 |
| Book Page | 786/305 |
| Instrument | 1185105 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 30, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLOYD KY |
| Recording Date | Sep 25, 2020 |
| Property Address | 241 RIGHT PENHOOK RD, HAROLD, KY 41635-7009 |
| Document Number | 000657/445 |
| Book / Page | 657 / 445 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 RIGHT PENHOOK RD, HAROLD, KY 41635-7009 |
Source: Floyd County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,256.00 (+153.48%) Homeowner's exemption | $188,000 (+56.67%) Land $40,000 Building $148,000 | $188,000 (+56.67%) Land $40,000 Building $148,000 |
| 2023 | $890.00 | $120,000 | $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2015–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inter-Mountain Cable Cable | 1,000 / 40 |
| Starlink Satellite | 280 / 30 |
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