306 Persimmon St, Freeport, FL 32439 Property Records

Walton County property record for 306 Persimmon St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2020
Lot Size	0.476 acres (20,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Apr 2018)
Tax Bill	$1,151 (2024)
Deeds & Mortgages	Nov 2019 Line of Credit Apr 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41050-00C-0430`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41050-00C-0430`
Alternative APN	`1058792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	1,858 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,778 sqft (0.476 acres)
Lot Dimensions	36 ft deep x 8.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1058792
Street Address	306 PERSIMMON ST
City	FREEPORT
State	FL
Zip	32439-6786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 BLK C FIRST ADD TO CHOCTAW S/D OR 2127-46 OR 2362-1414 OR 3070-3106 ALSO TO INCLUDE: BEG NE/C LOT 43 BLK C FIRST ADD
Legal Range	21W
Legal Township	01S
Legal Section	28
Legal Subdivision	CHOCTAW S/D
Legal Block	43,C
Legal Lot Number	43
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1032
Census Tract	950306

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 PERSIMMON ST, FREEPORT, FL 32439-6786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Trustee's Deed, Construction Loan · Line of Credit PNB CMNTY BK
Apr 11, 2018	Warranty Deed, Transfer · Line of Credit PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Prior Sale	Nov 9, 2001
Deed Document Number	2018000011780
Deed Book / Page	3070 / 3106
Record Updated	Jun 8, 2026

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WALTON FL
Recording Date	Nov 1, 2019
Property Address	306 PERSIMMON ST, FREEPORT, FL 32439-6786
Document Number	0031224760
Book / Page	003122 / 004760
Instrument Date	Oct 28, 2019
Instrument	38423
Transaction Type	Construction Loan
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 1775 NICEVILLE FL 325881775, NICEVILLE, FL 32588-1775

Mortgage

Document Number	31224760
Date	Nov 1, 2019
Book Page	003122/004760
Instrument	38423

Lender

Name	PNB CMNTY BK
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 31, 2020

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 11, 2018
Property Address	306 PERSIMMON ST, FREEPORT, FL 32439-6786
Document Number	0030703106
Book / Page	3070 / 3106
Map Reference	MB3 PG17
Instrument Date	Apr 10, 2018
Instrument	2018000011780
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST NATL LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5234, NICEVILLE, FL 32578-5234

Mortgage

Document Number	2018000011781
Date	Apr 11, 2018
Instrument	2018000011781

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Apr 10, 2021

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,781 (-0.69%) Land $86,250 Building $190,531	$276,781 (-0.69%) Land $86,250 Building $190,531
2024	$1,151.00 (+3.97%)
2023	$1,107.00 (-1.95%) Homeowner's exemption	$278,693 (+10.03%) Land $86,250 Building $192,443	$278,693 (+10.03%) Land $86,250 Building $192,443
2022	$1,129.00 Homeowner's exemption	$253,288 Land $67,700 Building $185,588	$253,288 Land $67,700 Building $185,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

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