295 Persimmon St, Freeport, FL 32439 Property Records

Walton County property record for 295 Persimmon St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,333 sqft · built 1978
Lot Size	1.03 acres (44,954 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41070-00H-0190`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41070-00H-0190`
Alternative APNs	`28-121-41070-00H-0190` `1058951`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,333 sqft Living Area
Gross Area	3,930 sqft
1st Floor Area	2,333 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	44,954 sqft (1.03 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	572 sqft
Carport	Carport
Carport Area	572 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	227 sqft
Deck Area	Deck Area
Patio Area	490 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	295 PERSIMMON ST
City	FREEPORT
State	FL
Zip	32439-6784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOTS 19, 20 & 21 BLK H CHOCTAW 3RD ADDITION DB 230-402 OR 3277-2852
Legal Range	021
Legal Township	01S
Legal Section	28
Legal Subdivision	CHOCTAW 3RD ADDITION
Legal Block	H
Legal Lot Number	19
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1056
Census Tract	950306

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	378 PERSIMMON ST, FREEPORT, FL 32439-6786
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Intrafamily Transfer, Transfer
Jan 15, 2020	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 6, 2023
Transfer Doc	0032772852
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jan 6, 2023
Property Address	295 PERSIMMON ST, FREEPORT, FL 32439-6784
Document Number	0032772852
Book / Page	3277 / 2852
Instrument Date	Jan 6, 2023
Instrument	20230000642
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	295 PERSIMMON ST, FREEPORT, FL 32439-6784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 PERSIMMON ST, FREEPORT, FL 32439-6786

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	295 PERSIMMON ST, FREEPORT, FL 32439-6784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 PERSIMMON ST, FREEPORT, FL 32439-6784

Mortgage

Document Number	0031301101
Date	Jan 15, 2020
Book Page	3130/1101
Instrument	20200001530

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00 (-11.59%)	$348,705 (-) Land $187,500 Building $161,205	$348,705 (-) Land $187,500 Building $161,205
2024	$2,986.00 (+327.18%)
2023	$699.00 (-3.32%) Homeowner's exemption	$348,705 (+26.49%) Land $187,500 Building $161,205	$348,705 (+26.49%) Land $187,500 Building $161,205
2022	$723.00 Homeowner's exemption	$275,684 Land $117,807 Building $157,877	$275,684 Land $117,807 Building $157,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

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