Monroe County property record for 306 Oleander Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 2020 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,500 (Aug 1979) |
| Tax Bill | $1,918 (2025) |
| Deeds & Mortgages | Jul 2023 Reverse Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00489135-000200 |
| Primary APN | 00489135-000200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 1,714 sqft |
| 1st Floor Area | 1,376 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Porch | Slab |
| Deck Area | 830 sqft |
| Patio Area | 830 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1601616 |
|---|---|
| Street Address | 306 OLEANDER DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 4 LT 2 BLUE WATER TRAILER VILLGE SEC 3 KEY LARGO PB6-11 OR515-692 OR735-07 OR797-278 OR1149-786/90WILL OR1209-2018/19P/R OR1209-2020/24 OR1209-2021/24 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 26 |
| Legal Subdivision | BLUE WATERS TR VILLAGE SEC 3 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970700 |
Source: Monroe County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 306 OLEANDER DR, TAVERNIER, FL 33070-2747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Nov 22, 2022 | Deed of Trust, Mortgage · Balloon Mortgage DAVE BOERNER ETAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1979 · Amount on Record |
| Deed Sale | Aug 1, 1979 · Amount on Record |
| Deed Book / Page | 797 / 278 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 306 OLEANDER DR, TAVERNIER, FL 33070-2747 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 306 OLEANDER DR, TAVERNIER, FL 33070-2747 |
| Document Number | 0032360982 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 3236/982 |
| Instrument | 2426802 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.07% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 306 OLEANDER DR, TAVERNIER, FL 33070-2747 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 373006, KEY LARGO, FL 33037-8006 |
| Document Number | 0032021068 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 3202/1068 |
| Instrument | 2398385 |
| Name | DAVE BOERNER ETAL |
|---|---|
| Type | Private Party |
| Address | PO BOX 373006, KEY LARGO, FL 33037 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,918.00 (+4.52%) Homeowner's exemption Widower's exemption | $167,507 (+5.99%) | $590,967 (+2.48%) Land $205,200 Building $385,767 |
| 2024 | $1,835.00 (+7%) | ||
| 2023 | $1,715.00 (+0.06%) Senior Citizen's exemption | $158,046 (+3%) | $576,689 (+20.5%) Land $215,100 Building $361,589 |
| 2022 | $1,714.00 Senior Citizen's exemption | $153,443 | $478,596 Land $162,000 Building $316,596 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 615 units insured incl. 240 condo units |
| Nearby Flood Claims | 168 (1987–2025) |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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