302 Oleander Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 302 Oleander Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,326 sqft · built 2003
Lot Size0.095 acres (4,116 sqft)
OwnerCompany Name on Record
Last Sale$1,200,000 (Jan 2024)
Tax Bill$5,084 (2024)
Deeds & MortgagesJan 2024 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN00489135-000100

Property Details

APN / Parcel Number

Primary APN00489135-000100
Alternative APNs
  • 26623800489135000100
  • 1601608

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,326 sqft Living Area
1st Floor Area1,326 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area4,116 sqft (0.095 acres)
PorchOpen Porch
Porch Area570 sqft
Patio Area1,230 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1601608
Street Address302 OLEANDER DR
CityTAVERNIER
StateFL
Zip33070-2747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionBK 4 LT 1 BLUE WATER TRAILER VILLGE SEC 3 KEY LARGO PB6-11 OR503-859 OR828-1635 OR1760-1393 OR1760-1395AFF OR2525-2359 OR3258-0187
Legal Range38E
Legal Township62S
Legal Section26
Legal SubdivisionBLUE WATERS TR VILLAGE SEC 3
Legal Block4
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2016
Census Tract970700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address400 NW 125TH AVE, MIAMI, FL 33182-1254
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2024 · Amount on Record
Deed SaleJan 10, 2024 · Amount on Record
Prior SaleJan 23, 2002 · Amount on Record
Deed Document Number20242447366
Deed Book / Page3258 / 187
Prior Transfer DateJun 29, 2011
Prior Transfer Doc0025252359
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 10, 2024
Property Address302 OLEANDER DR, TAVERNIER, FL 33070-2747
Document Number0032580187
Book / Page3258 / 187
Map ReferenceMB 6 PG 11
Instrument DateJan 9, 2024
Instrument2447366
Transaction TypeTransfer
Record UpdatedFeb 6, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$8,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16221 W TROON CIR, MIAMI LAKES, FL 33014-6549

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 NW 125TH AVE, MIAMI, FL 33182-1254

Mortgage

Document Number0002447368
DateJan 10, 2024
Instrument2447368
Lender
NameJOSE GONZALEZ
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded

Mortgage

Document Number0032580195
DateJan 10, 2024
Book Page3258/195
Instrument2447368
Lender
NameJOSE A GONZALEZ & MERCEDES GONZALEZ, HUS
TypePrivate Party
Address16221 W TROON CIR, MIAMI LAKES, FL 33014
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$604,179 (+16.25%) Land $243,996 Building $360,183$604,179 (+16.25%) Land $243,996 Building $360,183
2024$5,084.00 (+13%)
2023$4,499.00 (+8.1%)$519,743 (+7.87%) Land $192,629 Building $327,114$519,743 (+7.87%) Land $192,629 Building $327,114
2022$4,162.00$481,817 Land $150,893 Building $330,924$481,817 Land $150,893 Building $330,924

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 375 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies615 units insured
incl. 240 condo units
Nearby Flood Claims168 (1987–2025)
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 104 claims
  • Hurricane Irene, Oct 1999 · 15 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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