302 N Walnut St, Commerce, OK 74339 Property Records

Ottawa County property record for 302 N Walnut St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,499 sqft · built 1958
Lot Size	0.22 acres (9,536 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (Oct 2021)
Tax Bill	$401 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`20566`

Property Details

APN / Parcel Number

Primary APN	`20566`
Alternative APN	`5680-00-014-009-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,499 sqft Living Area
1st Floor Area	1,499 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,536 sqft (0.22 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	20566
Street Address	302 N WALNUT ST
City	COMMERCE
State	OK
Zip	74339-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 9 - 10, BLK 14 FAIRVIEW-COMMERCE
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	FAIRVIEW-COMMERCE
Legal Block	14
Legal Lot Number	9,10
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3019
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	144 MABEL CT, ORONOGO, MO 64855-8143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer · Closed-End Mortgage WELCH STATE BANK OF WELCH OK
Sep 7, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Deed Document Number	20215445
Deed Book / Page	1147 / 68
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Oct 27, 2021
Property Address	302 N WALNUT ST, COMMERCE, OK 74339-1714
Document Number	1147/68
Book / Page	1147 / 68
Instrument Date	Oct 26, 2021
Instrument	2021-005445
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005446
Date	Oct 27, 2021
Instrument	2021-005446

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 26, 2036

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	OTTAWA OK
Recording Date	Sep 7, 2021
Property Address	302 N WALNUT ST, COMMERCE, OK 74339-1714
Document Number	001143/337
Book / Page	1143 / 337
Map Reference	MB 323 PG 167
Instrument Date	Sep 7, 2021
Instrument	2021-004544
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount on Record
Tax	$24.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,340 (+5.01%) Land $485 Building $3,855	$38,065 (-15.01%) Land $4,255 Building $33,810
2025	$401.00 (+1.01%)	$4,133 (+5.01%) Land $485 Building $3,648	$44,790 (-15.29%) Land $4,255 Building $40,535
2024	$397.00 (+17.8%)	$3,936 (+4.99%) Land $485 Building $3,451	$52,875 (-) Land $4,255 Building $48,620
2023	$337.00 (+3.37%)	$3,749 (+5.01%) Land $485 Building $3,264	$52,875 (-) Land $4,255 Building $48,620
2022	$326.00	$3,570 Land $485 Building $3,085	$52,875 Land $4,255 Building $48,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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