306 N Cherry St, #A, Effingham, IL 62401 Property Records

Effingham County property record for 306 N Cherry St, #A, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,166 sqft · built 1992
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Tax Bill	$2,329 (2022)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-017-076`

Property Details

APN / Parcel Number

Primary APN	`03-16-017-076`

Interior

Stories	1 Story
Building Area	1,166 sqft Base Area

Exterior

Year Built	Built 1992
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	306 N CHERRY ST # A, A
City	EFFINGHAM
State	IL
Zip	62401-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B BUSHUR'S N CHERRY ST SUB 1362/1 1323/14 1121/269 978/47
Legal Subdivision	BUSHUR'S N CHERRY ST SUBDIVISION
Legal Lot Number	B
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2041
Census Tract	950700

Owner

Source: Effingham County records · APN 03-16-017-076

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	306 N CHERRY ST # A, A, EFFINGHAM, IL 62401-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000136214
Record Updated	Jun 07, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	306 N CHERRY ST # A, A, EFFINGHAM, IL 62401-2015
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003384/186
Date	May 18, 2018
Book Page	3384/186
Instrument	201801801856

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 01, 2028

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,329.00 Homeowner's exemption	$41,350 Land $3,120 Building $38,230	$124,050 Land $9,360 Building $114,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499507002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.