Effingham County property record for 201 N Cherry St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,158 sqft · built 1994 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,900 (Feb 2025) |
| Tax Bill | $3,718 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-022-054 |
| Primary APN | 03-16-022-054 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,158 sqft Base Area |
| 1st Floor Area | 1,158 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 201 N CHERRY ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75FT S PT LOT 3 BLK 31 SURVEYOR'S ADD E 25000687 2717/245 2318/197 1098/80 1041/189 915/115 631/242 444/363 |
| Legal Subdivision | SURVEYOR'S ADDITION |
| Legal Block | 31 |
| Legal Lot Number | 3 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950800 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 201 N CHERRY ST, EFFINGHAM, IL 62401-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on Record |
| Deed Sale | Feb 28, 2025 · Amount on Record |
| Prior Sale | Jul 26, 2023 · Amount on Record |
| Deed Document Number | 2025687 |
| Prior Transfer Date | Feb 5, 2025 |
| Prior Transfer Doc | 0000000687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jul 26, 2023 |
| Property Address | 201 N CHERRY ST, EFFINGHAM, IL 62401-2014 |
| Document Number | 003870/174 |
| Book / Page | 3870 / 174 |
| Map Reference | DD 5 PG 232 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 202323002440 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | NOT AVAILABLE, ACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 N CHERRY ST, EFFINGHAM, IL 62401-2014 |
| Document Number | 202323002441 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 202323002441 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jul 25, 2056 |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,718.00 (-7.28%) Homeowner's exemption | $71,900 (+10.01%) Land $8,220 Building $63,680 | $215,700 (+10.01%) Land $24,660 Building $191,040 |
| 2024 | $4,010.00 (+70.06%) | $65,360 (+19.9%) Land $7,470 Building $57,890 | $196,080 (+19.9%) Land $22,410 Building $173,670 |
| 2022 | $2,358.00 Homeowner's exemption Senior Citizen's exemption | $54,510 Land $6,230 Building $48,280 | $163,530 Land $18,690 Building $144,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: AT&T, Wabash Communications, Wisper ISP.
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