Cass County property record for 306 McOmber St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1880 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,000 (Dec 2022) |
| Tax Bill | $2,363 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Sep 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-573-00 |
| Primary APN | 14-160-300-573-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 976 sqft Building Perimeter |
| 1st Floor Area | 976 sqft |
| Basement Area | 712 sqft |
| Unfinished Basement | 712 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 896 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 306 MCOMBER ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1850 LOT 90 MC OMBERS 2ND ADDITION CITY OF DOWAGIAC |
| Legal Subdivision | OMBERS 2ND ADDITION |
| Legal Lot Number | 90 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 2000 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 111 BRADLEY ST, DOWAGIAC, MI 49047-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2026 | Intrafamily Transfer, Transfer |
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit COUNTRY HERITAGE CU |
| Dec 8, 2022 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Jun 10, 2021 | Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2022 · Amount on Record |
| Deed Sale | Dec 8, 2022 · Amount on Record |
| Prior Sale | Jun 10, 2021 · Amount on Record |
| Last Transfer Date | Jan 21, 2026 |
| Transfer Doc | 01271/1542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 27, 2026 |
| Property Address | 306 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Document Number | 01271/1542 |
| Book / Page | 1271 / 1542 |
| Instrument Date | Jan 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Name | Verified Name |
|---|---|
| Address | 306 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 306 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01145/0619 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 1145/0619 |
| Name | COUNTRY HERITAGE CU |
|---|---|
| Type | Credit Union |
| Address | BUCHANAN, MI 49107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Dec 8, 2022 |
| Property Address | 306 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Document Number | 01226/2184 |
| Book / Page | 1226 / 2184 |
| Map Reference | LB V PG 15 |
| Instrument Date | Dec 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 BROADWAY ST, NILES, MI 49120-2703 |
| Document Number | 0012262187 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 1226-2187 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jun 10, 2021 |
| Property Address | 306 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Document Number | 01197/2251 |
| Book / Page | 1197 / 2251 |
| Map Reference | LB V PG 15 |
| Instrument Date | Jun 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $911.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Document Number | 0011972254 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 1197/2254 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,300 (+13.72%) Land $71,300 | $142,600 (+13.72%) Land $142,600 | |
| 2025 | $2,363.00 (-12.55%) Homeowner's exemption | $62,700 (+20.58%) Land $62,700 | $125,400 (+20.58%) Land $125,400 |
| 2024 | $2,702.00 (+28.42%) | ||
| 2023 | $52,000 | $104,000 | |
| 2022 | $2,104.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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