306 Lois Ct, Madison, MS 39110 Property Records

Madison County property record for 306 Lois Ct, Madison, MS 39110 · Last verified December 2025

Property Summary

Property Type	Other Improved
Details	4,534 sqft
Owner	Individual Name on File
Tax Bill	$5,016 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081F-23-002/04.72`

Property Details

APN / Parcel Number

Primary APN	`081F-23-002/04.72`
Alternative APN	`58854`

Interior

Building Area	4,534 sqft Adjusted Area

Location & Zoning

Account Number	58854
Street Address	306 LOIS CT
City	MADISON
State	MS
Zip	39110-1809
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 70 WESTLAKE PHASE 1 SUBD OUTSIDE PER/BT CORN DRN DIST
Legal Range	01E
Legal Township	08N
Legal Section	23
Legal Subdivision	WESTLAKE PH I
Legal Phase	1
Legal Lot Number	70
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3028
Census Tract	30402

Owner

Source: Madison County records · APN 081F-23-002/04.72

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	306 LOIS CT, MADISON, MS 39110-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CADENCE BANK NA
Sep 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2022
Deed Sale	Aug 31, 2022
Prior Sale	Sep 21, 2021
Deed Document Number	0004253804
Deed Book / Page	4253 / 804
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 31, 2022
Property Address	306 LOIS CT, MADISON, MS 39110-1809
Document Number	004253/804
Book / Page	4253 / 804
Map Reference	CAB F SL 131A&B&132A
Instrument Date	Aug 30, 2022
Instrument	964934
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 05, 2023
Title Company	COVENANT TITLE, COVENANT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3254, RIDGELAND, MS 39158-3254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 LOIS CT, MADISON, MS 39110-1809

Mortgage

Document Number	0000964935
Date	Aug 31, 2022
Instrument	964935

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 05, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 05, 2032
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	9.37%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Sep 21, 2021
Property Address	306 LOIS CT, MADISON, MS 39110-1809
Document Number	0004105/20
Book / Page	4105 / 20
Map Reference	CAB F SL 13 IA&13 IB
Instrument Date	Sep 20, 2021
Instrument	936994
Transaction Type	Transfer
Record Updated	Dec 05, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	199 EDEN LN, MADISON, MS 39110-7571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3254, RIDGELAND, MS 39158-3254

Mortgage

Document Number	0000936995
Date	Sep 21, 2021
Instrument	936995

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2022

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,016.00 Homeowner's exemption	$51,782 (-)	$517,820 (-) Land $65,000 Building $452,820
2024	$5,016.00
2023	$5,016.00 Homeowner's exemption	$51,782	$517,820 Land $65,000 Building $452,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890304023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 10% of Mississippi
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 222 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Ozborn Communications	Fixed Wireless (licensed-by-rule)	499 / 285
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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