303 Lois Ct, Madison, MS 39110 Property Records

Madison County property record for 303 Lois Ct, Madison, MS 39110

Property Summary

Property Type	Vacant Land
Owner	Individual Name on Record
Tax Bill	$1,001 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081F-23-002/04.67`

Property Details

APN / Parcel Number

Primary APN	`081F-23-002/04.67`
Alternative APN	`58856`

Location & Zoning

Account Number	58856
Street Address	303 LOIS CT
City	MADISON
State	MS
Zip	39110-1809
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 65 WESTLAKE PH 1 SUBD OUTSIDE P ER/BT CORN DRN DIST
Legal Range	01E
Legal Township	08N
Legal Section	23
Legal Subdivision	WESTLAKE PH I
Legal Phase	1
Legal Lot Number	65
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3028
Census Tract	30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	303 LOIS CT, MADISON, MS 39110-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage PRIORITYONE BANK
May 16, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK
May 21, 2024	Warranty Deed, Construction Loan · Construction Mortgage PRIORITYONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025
Deed Sale	May 16, 2025
Prior Sale	May 21, 2024
Deed Document Number	1027906
Deed Book / Page	4557 / 430
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	303 LOIS CT, MADISON, MS 39110-1809
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1666, RIDGELAND, MS 39158-1666
Investor	Possibly a Property Investor

Mortgage

Document Number	004025/695
Date	Apr 19, 2021
Book Page	4025/695
Instrument	924082

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 25, 2022

May 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 16, 2025
Property Address	303 LOIS CT, MADISON, MS 39110-1809
Document Number	004557/430
Book / Page	4557 / 430
Map Reference	CAB F SL 131A,B&132A
Instrument Date	May 14, 2025
Instrument	1027906
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 N NATCHEZ DR, MADISON, MS 39110-6912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 LOIS CT, MADISON, MS 39110-1809

Mortgage

Document Number	0001027907
Date	May 16, 2025
Instrument	1027907

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.05%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

May 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 21, 2024
Property Address	303 LOIS CT, MADISON, MS 39110-1809
Document Number	004441/423
Book / Page	4441 / 423
Map Reference	CAB F SL 131A&B&132A
Instrument Date	May 17, 2024
Instrument	1004572
Transaction Type	Construction Loan
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1666, RIDGELAND, MS 39158-1666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SADDLE CREEK CV, CANTON, MS 39046-9295

Mortgage

Document Number	0001004573
Date	May 21, 2024
Instrument	1004573

Lender

Name	PRIORITYONE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2025

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,001.00	$9,750 (-)	$65,000 (-) Land $65,000
2024	$1,001.00
2023		$9,750	$65,000 Land $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CMU - LAKE CAROLINE serves 8,511 people · EPA ID MS0450034
Water Source	Groundwater
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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