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306 King St, Bay City, MI 48706 Property Records

Bay County property record for 306 King St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1971
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on File
Last Sale$43,000 (Dec 2017)
Tax Bill$2,197 (2026)
Deeds & MortgagesDec 2017 Sale & Mortgage
Jul 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN160-017-490-004-00

Property Details

APN / Parcel Number

Primary APN160-017-490-004-00
Alternative APN
  • 0913001749000400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
PorchPorch
Porch Area32 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address306 KING ST
CityBAY CITY
StateMI
Zip48706-3721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 DUPLEX
Legal DescriptionLOT 9 BLK 2 KINGSBURGH ADD
Legal SubdivisionKINGSBURGH ADD
Legal Block2
Legal Lot Number9
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group2
Census Block2007
Census Tract286600

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9205 WARNICK RD, FRANKENMUTH, MI 48734-9551
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2017Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jul 5, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2017 · Amount on File
Deed SaleDec 27, 2017 · Amount on File
Prior SaleJul 5, 2017 · Amount on File
Deed Document Number20173255-910
Deed Book / Page3255 / 910
Prior Transfer DateAug 10, 2006
Prior Transfer Doc0024650687
Record UpdatedOct 29, 2026

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionBAY MI
Recording DateDec 27, 2017
Property Address306 KING ST, BAY CITY, MI 48706-3721
Document Number0032550910
Book / Page3255 / 910
Map ReferenceLB1 PG77
Instrument DateDec 19, 2017
Instrument3255-910
Transaction TypeTransfer
Record UpdatedJul 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address9205 WARNICK RD, FRANKENMUTH, MI 48734-9551

Mortgage

Document Number3255915
DateDec 27, 2017
Instrument3255-915
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2033

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBAY MI
Recording DateJul 5, 2017
Property Address306 KING ST, BAY CITY, MI 48706-3721
Document Number0032250647
Book / Page003225 / 000647
Instrument DateJun 23, 2017
Transaction TypeForeclosure
Record UpdatedAug 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$486.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,197.00 (+12.96%)$48,650 (+41.84%)$97,300 (+41.84%)
2023$34,300$68,600
2022$1,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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