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305 King St, Bay City, MI 48706 Property Records

Bay County property record for 305 King St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,214 sqft · built 1920
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on File
Last Sale$24,900 (Sep 2013)
Tax Bill$655 (2026)
Deeds & MortgagesMar 2024 Transfer
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN160-017-489-012-00

Property Details

APN / Parcel Number

Primary APN160-017-489-012-00
Alternative APN
  • 0913001748901200

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,214 sqft Living Area
1st Floor Area1,032 sqft
Basement Area668 sqft
Unfinished Basement1,032 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding
Roof TypeGable
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCarport
Garage Area221 sqft
CarportCarport
Carport Area221 sqft
PorchPorch
Porch Area143 sqft
Patio Area328 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal

Location & Zoning

Street Address305 KING ST
CityBAY CITY
StateMI
Zip48706-3720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 DUPLEX
Legal DescriptionN 50 FT OF LOT 5 BLK 3 KINGSBURGH ADD
Legal SubdivisionKINGSBURGH ADD
Legal Block3
Legal Lot Number5
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group2
Census Block2008
Census Tract286600

Owner

Source: Bay County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address305 KING ST, BAY CITY, MI 48706-3720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Intrafamily Transfer, Transfer
May 9, 2018Deed of Trust, Mortgage · Line of Credit
MICHIGAN H/O ASSISTANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2013 · Amount on File
Deed SaleSep 27, 2013 · Amount on File
Prior SaleJul 15, 2010 · Amount on File
Deed Book / Page2992 / 187
Last Transfer DateMar 5, 2024
Transfer Doc0000002617
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY MI
Recording DateMar 15, 2024
Property Address305 KING ST, BAY CITY, MI 48706-3720
Document Number0000002617
Map ReferenceLB 1 PG 77
Instrument DateMar 5, 2024
Instrument202402617
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 KING ST, BAY CITY, MI 48706-3720

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address305 KING ST, BAY CITY, MI 48706-3720
Document Number0000007543
Instrument DateMay 9, 2018
Transaction TypeMortgage
Record UpdatedOct 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 KING ST BAY CITY MI 487063720, BAY CITY, MI 48706-3720

Mortgage

Document Number0000007543
DateMay 25, 2018
Instrument7543
Lender
NameMICHIGAN H/O ASSISTANCE
Address735 E MICHIGAN AVE, LANSING, MI 48912-1474
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$655.00 (+21.3%) Homeowner's exemption$25,450 (+4.52%)$50,900 (+4.52%)
2025$540.00 (-5.76%) Homeowner's exemption$24,350 (+30.21%)$48,700 (+30.21%)
2023$18,700$37,400
2022$573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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