306 Jones St, Dowagiac, MI 49047 Property Records

Cass County property record for 306 Jones St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,290 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$23,000 (Oct 2008)
Deeds & Mortgages	Aug 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-854-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-854-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,290 sqft Building Perimeter
1st Floor Area	1,290 sqft
Basement Area	1,290 sqft
Unfinished Basement	1,290 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,712 sqft (0.2 acres)
Garage Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 JONES ST
City	DOWAGIAC
State	MI
Zip	49047-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 2269 LOT 6 W.A. STOLLEY ADD CITY OF DOWAGIAC.
Legal Subdivision	W A STOLLEYS ADD
Legal Lot Number	6
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	4
Census Block	4008
Census Tract	2000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 JONES ST, DOWAGIAC, MI 49047-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2008 · Amount on Record
Deed Sale	Oct 8, 2008 · Amount on Record
Prior Sale	Jun 17, 2008 · Amount on Record
Deed Book / Page	984 / 625
Prior Transfer Date	Jul 27, 2007
Prior Transfer Doc	00963/1942
Record Updated	Oct 29, 2026

August 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Aug 13, 2007
Property Address	306 JONES ST, DOWAGIAC, MI 49047-1314
Document Number	00963/1942
Book / Page	0963 / 1942
Map Reference	LB1 PG35
Instrument Date	Jul 27, 2007
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 1/2 N MAIN ST APT 4, 4, LAWTON, MI 49065-5104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 JONES ST, DOWAGIAC, MI 49047-1314
Investor	Possibly a Property Investor

Mortgage

Document Number	0009631944
Date	Aug 13, 2007
Instrument	0963/1944

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	11.2%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	11.2%
Max Rate At Change	14.2%
Index	6-Month LIBOR
Max Rate	18.2%

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,400 (+16.16%) Land $65,400	$130,800 (+16.16%) Land $130,800
2025	Homeowner's exemption	$56,300 (+20.56%) Land $56,300	$112,600 (+20.56%) Land $112,600
2023		$46,700	$93,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20