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305 Jones St, Dowagiac, MI 49047 Property Records

Cass County property record for 305 Jones St, Dowagiac, MI 49047

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1910
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Mar 2023)
Tax Bill$1,731 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN14-160-200-856-00

Property Details

APN / Parcel Number

Primary APN14-160-200-856-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,176 sqft Building Perimeter
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area8,712 sqft (0.2 acres)
Garage Area120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address305 JONES ST
CityDOWAGIAC
StateMI
Zip49047-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description. DW 2271 LOT 8 W.A. STOLLEY ADD CITY OF DOWAGIAC.
Legal SubdivisionW A STOLLEYS ADD
Legal Lot Number8
JurisdictionCASS MI
Township / Civil DivisionDOWAGIAC
Census Block Group4
Census Block4005
Census Tract2000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 JONES ST, DOWAGIAC, MI 49047-1313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2023Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
May 20, 2022Personal Representative Deed, Transfer
NEAR NORTH TITLE GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2023 · Amount on Record
Deed SaleMar 1, 2023 · Amount on Record
Prior SaleMay 20, 2022 · Amount on Record
Deed Document Number2023200836
Deed Book / Page1229 / 1362
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateMar 1, 2023
Property Address305 JONES ST, DOWAGIAC, MI 49047-1313
Document Number01229/1362
Book / Page1229 / 1362
Map ReferenceLB 1 PG 35
Instrument DateFeb 28, 2023
Transaction TypeTransfer
Record UpdatedMar 13, 2023
Title CompanyTITLE RESOURCE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16405 120, BRISTOL, IN 46507

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 N LOWE ST, DOWAGIAC, MI 49047-1094

Mortgage

Document Number0012291364
DateMar 1, 2023
Instrument1229-1364
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

May 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionCASS MI
Recording DateMay 20, 2022
Property Address305 JONES ST, DOWAGIAC, MI 49047-1313
Document Number001217/739
Book / Page1217 / 739
Map ReferenceLB 1 PG 35
Instrument DateMay 18, 2022
Transaction TypeTransfer
Record UpdatedJun 2, 2022
Title CompanyNEAR NORTH TITLE GROUP

Transaction

AmountAmount Recorded
Tax$412.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15860 COUNTY ROAD 4, 15860, BRISTOL, IN 46507-9534

Transferred To (Grantee/Buyer)

NameVerified Name
Address16405 STATE ROAD 120, BRISTOL, IN 46507-9538

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
MunicipalityDowagiac City
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,200 (+13.83%) Land $50,200$100,400 (+13.83%) Land $100,400
2025$1,731.00 (+21.64%) Homeowner's exemption$44,100 (+20.49%) Land $44,100$88,200 (+20.49%) Land $88,200
2023$36,600$73,200
2022$1,423.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWAGIAC
serves 6,350 people · EPA ID MI0001860
Water SourceGroundwater
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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