304 Jackson St, Berea, KY 40403 Property Records

Madison County property record for 304 Jackson St, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details2,486 sqft
OwnerCompany Name on Record
Tax Bill$2,014 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNB010-0008-0008

Property Details

APN / Parcel Number

Primary APNB010-0008-0008
Alternative APNs
  • 119578
  • 82601
  • 49041

Interior

Stories2 Stories
Building Area2,486 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number49041
Street Address304 JACKSON ST
CityBEREA
StateKY
Zip40403-1772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACKSON ST
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1008
Census Tract11303

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address114 FOREST ST, BEREA, KY 40403-1779
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2022
Deed SaleJan 24, 2022
Deed Document Number2014073909
Deed Book / PageD817 / 532
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJan 24, 2022
Property Address304 JACKSON ST, BEREA, KY 40403-1772
Document Number00D817/532
Book / PageD817 / 532
Instrument DateJan 12, 2022
Instrument2014073909
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address114 FOREST ST, 114, BEREA, KY 40403-1779

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 FOREST ST, BEREA, KY 40403-1779

Mortgage

Document Number2014073910
DateJan 24, 2022
Instrument2014073910
Lender
NameJACKSON COUNTY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJan 12, 2032

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,014.00 (-1.27%) Additional exemption filed$169,000 (+8.33%)$169,000 (+8.33%)
2023$2,040.00$156,000$156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims2 (2010–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Jackson St

Nearby Streets

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