306 Grace Ave, Urbana, IA 52345 Property Records

Benton County property record for 306 Grace Ave, Urbana, IA 52345

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 2004
Lot Size	0.276 acres (12,032 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Oct 2013)
Tax Bill	$5,050 (2026)
Deeds & Mortgages	Apr 2019 Refinance Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20003530`

Property Details

APN / Parcel Number

Primary APN	`20003530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Basement Area	1,476 sqft
Unfinished Basement	1,254 sqft
Game Room	Game Room
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,032 sqft (0.276 acres)
Lot Dimensions	129 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	306 GRACE AVE
City	URBANA
State	IA
Zip	52345-9123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICH'S 8TH ADD LOT #26
Legal Range	09W
Legal Township	86N
Legal Section	34
Legal Subdivision	RICHS 8TH
Legal Lot Number	26
Jurisdiction	BENTON IA
Township / Civil Division	POLK
Census Block Group	1
Census Block	1063
Census Tract	960100

Owner

306 Grace Ave is owned and occupied by two individuals who bought it in October 2013.

Source: Benton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 GRACE AVE, URBANA, IA 52345-9123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST SECURITY BANK
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2013 · Amount on File
Deed Sale	Oct 25, 2013 · Amount on File
Deed Book / Page	13 / 4125
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	306 GRACE AVE, URBANA, IA 52345-9123
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000019/705
Date	Apr 16, 2019
Book Page	19/705
Instrument	19-0705

Lender

Name	NORTHEAST SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	306 GRACE AVE, URBANA, IA 52345-9123
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211080
Date	Mar 8, 2021
Instrument	21-1080

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 306 Grace Ave was $5,050 with a homeowner's exemption.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Urbana City
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,050.00	$289,900 (-) Land $41,400 Building $248,500	$289,900 (-) Land $41,400 Building $248,500
2025		$289,900 Land $41,400 Building $248,500	$289,900 Land $41,400 Building $248,500
2024	$4,796.00
2023		$258,200 (+21.97%) Land $40,700 Building $217,500	$258,200 Land $40,700 Building $217,500
2022	$4,482.00 Homeowner's exemption	$211,700 Land $32,600 Building $179,100
2021			$211,700 Land $32,600 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Grace Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Grace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA WATER SUPPLY serves 1,562 people · EPA ID IA0680041
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000

May also be available: GigFire.

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