302 Grace Ave, Urbana, IA 52345 Property Records

Benton County property record for 302 Grace Ave, Urbana, IA 52345

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,435 sqft · built 2004
Lot Size	0.276 acres (12,032 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (May 2026)
Tax Bill	$5,546 (2026)
Deeds & Mortgages	May 2009 Mortgage Feb 2009 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`20003540`

Property Details

APN / Parcel Number

Primary APN	`20003540`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,435 sqft Living Area
Basement Area	1,435 sqft
Finished Basement	825 sqft
Unfinished Basement	610 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,032 sqft (0.276 acres)
Lot Dimensions	129 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	123 sqft
Deck Area	96 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	302 GRACE AVE
City	URBANA
State	IA
Zip	52345-9123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICH'S 8TH ADD LOT #27
Legal Range	09W
Legal Township	86N
Legal Section	34
Legal Subdivision	RICHS 8TH
Legal Lot Number	27
Jurisdiction	BENTON IA
Township / Civil Division	POLK
Census Block Group	1
Census Block	1063
Census Tract	960100

Owner

302 Grace Ave is owned and occupied by two individuals who bought it in May 2026.

Source: Benton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 2ND AVE, VINTON, IA 52349-1728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST FCU
Feb 24, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 5, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST FCU
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage JORDAN CREDIT UNION
Nov 3, 2023	Intrafamily Transfer, Transfer
Apr 27, 2015	Intrafamily Transfer, Transfer · Conventional Mortgage GNB BANK
Nov 6, 2014	Warranty Deed, Transfer · Conventional Mortgage GNB BANK
Oct 7, 2010	Legal Action/Court Order, Foreclosure
Sep 21, 2010	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Nov 6, 2014 · Amount on File
Deed Document Number	20261802
Prior Transfer Date	Apr 8, 2015
Prior Transfer Doc	00015/0970
Record Updated	Oct 29, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 GRACE AVE, URBANA, IA 52345-9123
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00009/2270
Date	May 15, 2009
Book Page	09/2270

Lender

Name	FIRST FCU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 GRACE AVE, URBANA, IA 52345-9123
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00009/0812
Date	Feb 24, 2009
Book Page	09/0812

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2039

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 GRACE AVE, URBANA, IA 52345-9123
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00006/4588
Date	Sep 5, 2006
Book Page	06/4588

Lender

Name	FIRST FCU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	May 20, 2026
Property Address	302 GRACE AVE, URBANA, IA 52345-9123
Document Number	0000001802
Instrument Date	May 12, 2026
Instrument	20261802
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,591.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	904 2ND AVE, VINTON, IA 52349-1728

Mortgage

Document Number	0000001803,
Date	May 20, 2026
Instrument	20261803

Lender

Name	JORDAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON IA
Recording Date	Nov 3, 2023
Property Address	302 GRACE AVE, URBANA, IA 52345-9123
Document Number	0000233897
Instrument Date	Nov 1, 2023
Instrument	23-3897
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 GRACE AVE, URBANA, IA 52345-9123

April 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON IA
Recording Date	Apr 27, 2015
Property Address	302 GRACE AVE, URBANA, IA 52345-9123
Document Number	00015/0970
Book / Page	15 / 0970
Instrument Date	Apr 8, 2015
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	302 GRACE AVE, URBANA, IA 52345-9123

Mortgage

Document Number	0000150979
Date	Apr 27, 2015
Instrument	15/0979

Lender

Name	GNB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Dec 1, 2029

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Nov 6, 2014
Property Address	302 GRACE AVE, URBANA, IA 52345-9123
Document Number	00014/3293
Book / Page	14 / 3293
Instrument Date	Nov 6, 2014
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 GRACE AVE, URBANA, IA 52345-9123

Mortgage

Document Number	0000143294
Date	Nov 6, 2014
Instrument	14/3294

Lender

Name	GNB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2029

October 2010: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BENTON IA
Recording Date	Oct 7, 2010
Property Address	302 GRACE AVE, URBANA, IA 52345-9123
Document Number	00010/3938
Book / Page	10 / 3938
Instrument Date	Sep 28, 2010
Transaction Type	Foreclosure
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 GRACE AVE, URBANA, IA 52345-9123

September 2010: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BENTON IA
Recording Date	Sep 21, 2010
Property Address	302 GRACE AVE, URBANA, IA 52345-9123
Document Number	00010/3681
Book / Page	10 / 3681
Instrument Date	Sep 20, 2010
Transaction Type	Foreclosure
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 GRACE AVE, URBANA, IA 52345-9123

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 302 Grace Ave was $5,546 with a homeowner's exemption, up 5.1% from the year before.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Urbana City
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,546.00 (+5.12%)	$317,300 (-) Land $41,400 Building $275,900	$317,300 (-) Land $41,400 Building $275,900
2025	$5,276.00 Homeowner's exemption	$317,300 Land $41,400 Building $275,900	$317,300 Land $41,400 Building $275,900
2024	$5,276.00
2023		$283,000 (+22.72%) Land $40,700 Building $242,300	$283,000 Land $40,700 Building $242,300
2022	$4,900.00 Homeowner's exemption	$230,600 Land $32,600 Building $198,000
2021			$230,600 Land $32,600 Building $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Grace Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Grace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA WATER SUPPLY serves 1,562 people · EPA ID IA0680041
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000

May also be available: GigFire.

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