306 Floyd Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 306 Floyd Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,133 sqft · built 1976
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2019)
Tax Bill	$2,013 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11634-187-000`

Property Details

APN / Parcel Number

Primary APN	`11634-187-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,133 sqft Heated Area
Gross Area	2,653 sqft
1st Floor Area	2,133 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	166 ft deep x 92 ft wide
Garage Area	506 sqft
Porch	Porch
Porch Area	14 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	306 FLOYD DR
City	LYNN HAVEN
State	FL
Zip	32444-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF BELAIRE ESTATES LOT 3 BLK D ORB 4165 P 1995
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	BELAIRE ESTATES
Legal Block	D
Legal Lot Number	3
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	4
Census Block	4000
Census Tract	1404

Owner

306 Floyd Dr is owned and occupied by an individual who acquired it in September 2025.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	306 FLOYD DR, LYNN HAVEN, FL 32444-4705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 10, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Sep 10, 2019 · Amount on File
Deed Document Number	0041651995
Deed Book / Page	004165 / 001995
Last Transfer Date	Sep 11, 2025
Transfer Doc	0049512097
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Sep 11, 2025
Property Address	306 FLOYD DR, LYNN HAVEN, FL 32444-4705
Document Number	0049512097
Book / Page	4951 / 2097
Map Reference	MB 11 PG 95
Instrument Date	Sep 10, 2025
Instrument	2025052478
Transaction Type	Transfer
Record Updated	Sep 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 FLOYD DR, LYNN HAVEN, FL 32444-4705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 FLOYD DR, LYNN HAVEN, FL 32444-4705

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	306 FLOYD DR, LYNN HAVEN, FL 32444-4705
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 FLOYD DR, LYNN HAVEN, FL 32444-4705

Mortgage

Document Number	0045890906
Date	Jul 19, 2022
Book Page	4589/906
Instrument	2022053500

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 15, 2042

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	306 FLOYD DR, LYNN HAVEN, FL 32444-4705
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043520819
Date	Jan 19, 2021
Book Page	4352/819
Instrument	2021003899

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 10, 2019
Property Address	306 FLOYD DR, LYNN HAVEN, FL 32444-4705
Document Number	0041651995
Book / Page	004165 / 001995
Instrument Date	Sep 1, 2019
Instrument	79972
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1327 STRATFORD AVE PANAMA CITY FL 324047337, PANAMA CITY, FL 32404-7337

Mortgage

Document Number	41651997
Date	Sep 10, 2019
Book Page	004165/001997
Instrument	79973

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 306 Floyd Dr was $2,013 with a homeowner's exemption, down 1% from the year before.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,013.00 (-0.98%) Homeowner's exemption	$175,435 (+2.9%)	$213,724 (+4.43%) Land $46,883 Building $166,841
2024	$2,033.00 (+3.25%) Homeowner's exemption	$170,491 (+3%)	$204,650 (+4.83%) Land $46,883 Building $157,767
2023	$1,969.00 (+10.12%) Homeowner's exemption	$165,525 (+3%)	$195,215 (+12.06%) Land $43,056 Building $152,159
2022	$1,788.00 Homeowner's exemption	$160,704	$174,199 Land $35,401 Building $138,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Floyd Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	45 (1998–2020)
Claims Outside the SFHA	42 of 45
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 26 claims Severe Storms And Flooding, Jul 2013 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Floyd Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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