305 Floyd Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 305 Floyd Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,070 sqft · built 1976
Lot Size	0.282 acres (12,327 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jan 2026)
Tax Bill	$2,101 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11634-182-000`

Property Details

APN / Parcel Number

Primary APN	`11634-182-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,070 sqft Heated Area
Gross Area	2,850 sqft
1st Floor Area	2,070 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,327 sqft (0.282 acres)
Lot Dimensions	134 ft deep x 92 ft wide
Garage Area	528 sqft
Porch	Porch
Porch Area	252 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	305 FLOYD DR
City	LYNN HAVEN
State	FL
Zip	32444-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF BELAIR ESTATES LOT 24 BLK C (103B3)
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	BELAIR ESTATES
Legal Block	C
Legal Lot Number	24
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3002
Census Tract	1404

Owner

305 Floyd Dr is owned and occupied by an individual who bought it in January 2026.

Source: Bay County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	305 FLOYD DR, LYNN HAVEN, FL 32444-4704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 8, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 13, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Aug 8, 2023
Deed Document Number	2026001612
Deed Book / Page	4991 / 713
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 9, 2026
Property Address	305 FLOYD DR, LYNN HAVEN, FL 32444-4704
Document Number	0049910713
Book / Page	4991 / 713
Map Reference	MB 11 PG 95
Instrument Date	Jan 8, 2026
Instrument	2026001612
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 CASSANDRA LN, LYNN HAVEN, FL 32444-8340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FLOYD DR, LYNN HAVEN, FL 32444-4704

Mortgage

Document Number	0004991715
Date	Jan 9, 2026
Instrument	4991/715

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Aug 8, 2023
Property Address	305 FLOYD DR, LYNN HAVEN, FL 32444-4704
Document Number	0047180359
Book / Page	4718 / 359
Map Reference	MB 11 PG 95
Instrument Date	Aug 8, 2023
Instrument	2023049902
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 FLOYD DR, LYNN HAVEN, FL 32444-4704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 FLOYD DR, LYNN HAVEN, FL 32444-4704

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 13, 2017
Property Address	305 FLOYD DR, LYNN HAVEN, FL 32444-4704
Document Number	0038911288
Book / Page	003891 / 001288
Instrument Date	Apr 10, 2017
Instrument	20701
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	506 TIMBERS XING LYNN HAVEN FL 324444397, LYNN HAVEN, FL 32444-4397

Mortgage

Document Number	38911290
Date	Apr 13, 2017
Book Page	003891/001290
Instrument	20702

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 305 Floyd Dr was $2,101 with exemptions applied.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,101.00 Homeowner's exemption Widower's exemption	$186,293	$262,719 Land $43,728 Building $218,991
2023	$2,119.00 (+6.06%) Homeowner's exemption Widower's exemption	$175,770 (+3%)	$240,037 (+11.4%) Land $40,158 Building $199,879
2022	$1,998.00 Homeowner's exemption	$170,650	$215,480 Land $33,018 Building $182,462

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Floyd Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Floyd Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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