Clayton County property record for 302 E Niagara St, Garnavillo, IA 52049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 936 sqft · built 1960 |
| Lot Size | 0.202 acres (8,811 sqft) |
| Owner | Trust Name on File |
| Last Sale | $59,000 (Jul 2014) |
| Tax Bill | $1,390 (2025) |
| Deeds & Mortgages | Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-29-18-441-001 |
| Primary APN | 22-29-18-441-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Basement Area | 936 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,811 sqft (0.202 acres) |
| Lot Dimensions | 113 ft deep x 59 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 160 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 302 E NIAGARA ST |
|---|---|
| City | GARNAVILLO |
| State | IA |
| Zip | 52049-8119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 2 NE SE 18 93 3 AND E 16 FT OF LOTS 1 & 2 BLK 19 |
| Legal Range | 3W |
| Legal Township | 93N |
| Legal Section | 18 |
| Legal Subdivision | GARNAVILLO |
| Legal Block | 19 |
| Legal Lot Number | 1,2 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | GARNAVILLO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 70300 |
302 E Niagara St is owner-occupied and held in a trust since February 2026.
Source: Clayton County records, as of September 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 302 E NIAGARA ST, GARNAVILLO, IA 52049-8119 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2014 · Amount on File |
| Deed Sale | Jul 7, 2014 · Amount on File |
| Deed Document Number | 20142109 |
| Last Transfer Date | Feb 10, 2026 |
| Transfer Doc | 0000000456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 302 E NIAGARA ST, GARNAVILLO, IA 52049-8119 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
The 2025 property tax bill for 302 E Niagara St was $1,390, up 9.6% from the year before.
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garnavillo City |
| Unified School District | Clayton Ridge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,390.00 (+9.62%) | $90,142 Land $11,303 Building $78,839 | $90,142 Land $11,303 Building $78,839 |
| 2024 | $1,268.00 | ||
| 2023 | $76,539 Land $9,829 Building $66,710 | $76,539 Land $9,829 Building $66,710 | |
| 2022 | $1,190.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 E Niagara St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 E Niagara St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNAVILLO WATER SUPPLY serves 763 people · EPA ID IA2234074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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