306 E Mulberry St, Bloomington, IL 61701 Property Records

McLean County property record for 306 E Mulberry St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,146 sqft · built 1920
Lot Size	0.164 acres (7,130 sqft)
Owner	Individual Name on Record
Tax Bill	$1,224 (2024)
Deeds & Mortgages	Jun 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-252-018`

Property Details

APN / Parcel Number

Primary APN	`21-04-252-018`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,130 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	306 E MULBERRY ST
City	BLOOMINGTON
State	IL
Zip	61701-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	DURLEY ADD W5 LOT 16 ALL LOT 15 BLK 15
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	DURLEY ADD
Legal Block	15
Legal Lot Number	16,15
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1000
Census Tract	1600

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 E MULBERRY ST, BLOOMINGTON, IL 61701-3124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	306 E MULBERRY ST, BLOOMINGTON, IL 61701-3124
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700011033
Date	Jun 22, 2017
Instrument	2017-00011033

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.47%
Type Change Date	Jul 1, 2018
Change Frequency	Annually
Max Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,573 (+22.28%) Land $11,877 Building $24,696	$109,719 (+22.28%) Land $35,631 Building $74,088
2024	$1,224.00 (-3.01%)
2023	$1,262.00	$29,910 Land $9,714 Building $20,196	$89,730 Land $29,142 Building $60,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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