304 E Mulberry St, Bloomington, IL 61701 Property Records

McLean County property record for 304 E Mulberry St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,803 sqft · built 1920
Lot Size	0.149 acres (6,482 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (Mar 2023)
Tax Bill	$3,592 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-252-017`

Property Details

APN / Parcel Number

Primary APN	`21-04-252-017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,803 sqft Living Area
Gross Area	3,209 sqft
1st Floor Area	1,688 sqft
Basement Area	406 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	6,482 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 E MULBERRY ST
City	BLOOMINGTON
State	IL
Zip	61701-8458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DURLEY ADD LOT 14 BLK 15
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	DURLEY ADD
Legal Block	15
Legal Lot Number	14
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1000
Census Tract	1600

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 E MARKET ST, BLOOMINGTON, IL 61701-3290
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Warranty Deed, Transfer · Conventional Mortgage EZ MORTGAGE LLC
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FLANAGAN STATE BANK
May 10, 2018	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Apr 21, 2017	Warranty Deed, Transfer · Conventional Mortgage BANKCHAMPAIGN NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Document Number	20233686
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 23, 2023
Property Address	304 E MULBERRY ST, BLOOMINGTON, IL 61701-8458
Document Number	202300003686
Instrument Date	Mar 8, 2023
Instrument	2023-00003686
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	707 E MARKET ST, BLOOMINGTON, IL 61701-3290

Mortgage

Document Number	202300003687
Date	Mar 23, 2023
Instrument	2023-00003687

Lender

Name	EZ MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	304 E MULBERRY ST, BLOOMINGTON, IL 61701-8458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000021499
Date	Oct 13, 2020
Instrument	2020-00021499

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 10, 2018
Property Address	304 E MULBERRY ST, BLOOMINGTON, IL 61701-8458
Document Number	201800007249
Instrument Date	May 7, 2018
Instrument	2018-00007249
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E MULBERRY ST, BLOOMINGTON, IL 61701-8458

Mortgage

Document Number	201800007250
Date	May 10, 2018
Instrument	2018-00007250

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 21, 2017
Property Address	304 E MULBERRY ST, BLOOMINGTON, IL 61701-8458
Document Number	201700006874
Instrument Date	Apr 4, 2017
Instrument	2017-00006874
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SUNFLOWER ST, SAVOY, IL 61874-7418

Mortgage

Document Number	201700006876
Date	Apr 21, 2017
Instrument	2017-00006876

Lender

Name	BANKCHAMPAIGN NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,785 (+12.54%) Land $5,991 Building $48,794	$164,355 (+12.54%) Land $17,973 Building $146,382
2024	$3,592.00 (+0.7%)
2023	$3,567.00 (+11.89%)	$48,679 (+11.85%) Land $5,323 Building $43,356	$146,037 (+11.85%) Land $15,969 Building $130,068
2022	$3,188.00	$43,520 Land $4,759 Building $38,761	$130,560 Land $14,277 Building $116,283

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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