300 E Main St, Lawndale, NC 28090 Property Records

Cleveland County property record for 300 E Main St, Lawndale, NC 28090

Property Summary

Property Type	Bank, Financial Building
Details	2,043 sqft · built 1988
Lot Size	2.02 acres (87,991 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Apr 2025)
Tax Bill	$2,430 (2026)
Deeds & Mortgages	Apr 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`41300`

Property Details

APN / Parcel Number

Primary APN	`41300`
Alternative APN	`1307354`

Interior

Plumbing Fixtures	100 Plumbing Fixtures
Stories	1 Story
Building Area	2,043 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Brick
Lot Area	87,991 sqft (2.02 acres)
Porch	Slab
Porch Area	48 sqft
Canopy	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1307354
Street Address	300 E MAIN ST
City	LAWNDALE
State	NC
Zip	28090-9530
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	AA3
Legal Description	2.02 AC MAIN ST
Legal Subdivision	PROPERTY OF DONALD SEARCY
Legal Block	4
Legal Lot Number	33
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3012
Census Tract	950200

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1104, ELLENBORO, NC 28040-1104
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Jan 30, 2007 · Amount on Record
Deed Document Number	2025200112983
Prior Transfer Date	May 4, 2015
Prior Transfer Doc	0016961943
Record Updated	Oct 29, 2026

April 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CLEVELAND NC
Recording Date	Apr 24, 2025
Property Address	300 E MAIN ST, LAWNDALE, NC 28090-9530
Document Number	0019442782
Book / Page	1944 / 2782
Instrument Date	Apr 24, 2025
Instrument	200112983
Transaction Type	Foreclosure
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1517 AIRPORT RD, SHELBY, NC 28150-9290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1104, ELLENBORO, NC 28040-1104

Mortgage

Document Number	0200112984
Date	Apr 24, 2025
Instrument	200112984

Lender

Name	JJ MORGAN HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Lawndale Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,430.00 (-0.45%)	$248,524 (-) Land $44,111 Building $204,413	$248,524 (-) Land $44,111 Building $204,413
2025	$2,441.00	$248,524 (+52.9%) Land $44,111 Building $204,413	$248,524 (+52.9%) Land $44,111 Building $204,413
2023		$162,544 Land $16,090 Building $146,454	$162,544 Land $16,090 Building $146,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LAWNDALE serves 660 people · EPA ID NC0123045
Water Source	Purchased surface water from CLEVELAND COUNTY WATER
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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