306 E Cowan Dr, Houston, TX 77007 Property Records

Harris County property record for 306 E Cowan Dr, Houston, TX 77007

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,399 sqft · built 2012
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on File
Last Sale	$2,660,000 (May 2025)
Tax Bill	$49,527 (2025)
Deeds & Mortgages	May 2025 Mortgage Sep 2017 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`068-023-007-0006`

Property Details

APN / Parcel Number

Primary APN	`068-023-007-0006`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,399 sqft Living Area
1st Floor Area	3,503 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bungalow
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,900 sqft (0.227 acres)
Garage Area	506 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	1,162 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0680230070006
Street Address	306 E COWAN DR
City	HOUSTON
State	TX
Zip	77007-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 7 CRESTWOOD
Legal Subdivision	CRESTWOOD
Legal Block	7
Legal Lot Number	6
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2009
Census Tract	510802

Owner

306 E Cowan Dr is owned and occupied by an individual who bought it in May 2025.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	306 E COWAN DR, HOUSTON, TX 77007-5026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Vendor's Lien, Transfer · Conventional Mortgage FIRST HORIZON BANK
Sep 1, 2017	Warranty Deed, Transfer CHARTER TITLE CORPORATION, CHARTER TITLE CORP.
Jun 28, 2017	Grant Deed, Transfer
Jun 28, 2017	Grant Deed, Transfer
Jun 19, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Prior Sale	Sep 1, 2017
Deed Document Number	2025177616
Prior Transfer Date	Mar 1, 2006
Prior Transfer Doc	000Z141057
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 12, 2025
Property Address	306 E COWAN DR, HOUSTON, TX 77007-5026
Document Number	0000177616
Map Reference	VOL 16 PG 2
Instrument Date	May 9, 2025
Instrument	2025-177616
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	RIVERWAY TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2710 SILVERHORN DR, KATY, TX 77450-7517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E COWAN DR, HOUSTON, TX 77007-5026

Mortgage

Document Number	0000177617
Date	May 12, 2025
Instrument	2025-177617

Lender

Name	FIRST HORIZON BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 1, 2017
Property Address	306 E COWAN DR, HOUSTON, TX 77007-5026
Document Number	0000390328
Instrument Date	Aug 25, 2017
Instrument	390328
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	CHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E COWAN DR HOUSTON TX 770075026, HOUSTON, TX 77007-5026

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 28, 2017
Property Address	306 E COWAN DR, HOUSTON, TX 77007-5026
Document Number	0000287069
Instrument Date	Jun 27, 2017
Instrument	287069
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5319 W AVENUE M2 LANCASTER CA 935363026, LANCASTER, CA 93536-3026

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 28, 2017
Property Address	306 E COWAN DR, HOUSTON, TX 77007-5026
Document Number	0000287062
Instrument Date	Jun 16, 2017
Instrument	287062
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	11 GREENWAY PLZ #1400 HOUSTON TX 770461130, 1400, HOUSTON, TX 77046-1130

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 19, 2017
Property Address	306 E COWAN DR, HOUSTON, TX 77007-5026
Document Number	0000270908
Instrument Date	Sep 28, 2012
Instrument	270908
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2619 HAVERHILL DR HOUSTON TX 770083033, HOUSTON, TX 77008-3033

Tax Assessment & Valuation

The 2025 property tax bill for 306 E Cowan Dr was $49,527 with a homeowner's exemption, up 20.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,861,001 (-4.63%) Land $1,534,500 Building $1,326,501	$2,861,001 (-4.63%) Land $1,534,500 Building $1,326,501
2025	$49,527.00 (+20.54%)	$2,999,838 Land $1,386,000 Building $1,613,838	$2,999,838 Land $1,386,000 Building $1,613,838
2024	$41,089.00
2023		$2,300,752 Land $1,138,500 Building $1,162,252	$2,300,752 Land $1,138,500 Building $1,162,252
2022	$36,280.00
2020	$38,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 E Cowan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 306 E Cowan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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