228 E Cowan Dr, Houston, TX 77007 Property Records

Harris County property record for 228 E Cowan Dr, Houston, TX 77007

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 7,218 sqft · built 1999
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on File
Last Sale	$2,982,578 (Dec 2023)
Tax Bill	$51,287 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`068-023-007-0008`

Property Details

APN / Parcel Number

Primary APN	`068-023-007-0008`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	7,218 sqft Living Area
1st Floor Area	2,957 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	9,900 sqft (0.227 acres)
View / Lot	Neighborhood
Garage Area	540 sqft
Parking Spaces	4 Parking Spaces
Pool Area	360 sqft
Porch	Open Frame Porch
Porch Area	959 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0680230070008
Street Address	228 E COWAN DR
City	HOUSTON
State	TX
Zip	77007-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 7 CRESTWOOD
Legal Subdivision	CRESTWOOD
Legal Block	7
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2009
Census Tract	510802

Owner

228 E Cowan Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 E COWAN DR, HOUSTON, TX 77007-5024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Jan 2, 2001 · Amount on File
Deed Document Number	2023462642
Record Updated	Oct 29, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Dec 8, 2023
Property Address	228 E COWAN DR, HOUSTON, TX 77007-5024
Document Number	0000462642
Map Reference	VOL 16 PG 2
Instrument Date	Dec 6, 2023
Instrument	2023-462642
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E COWAN DR, HOUSTON, TX 77007-5024
Investor	Possibly a Property Investor

Mortgage

Document Number	0000462643
Date	Dec 8, 2023
Instrument	2023-462643

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 228 E Cowan Dr was $51,287 with a homeowner's exemption, down 12.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,001,734 (-3.95%) Land $1,534,500 Building $1,467,234	$3,001,734 (-3.95%) Land $1,534,500 Building $1,467,234
2025	$51,287.00 (-12.56%) Homeowner's exemption	$3,125,297 Land $1,386,000 Building $1,739,297	$3,125,297 Land $1,386,000 Building $1,739,297
2024	$58,653.00
2023		$2,334,802 Land $1,138,500 Building $1,196,302	$2,334,802 Land $1,138,500 Building $1,196,302
2022	$30,579.00
2020	$39,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 E Cowan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 228 E Cowan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20