306 E Cotter Ave, Alvarado, TX 76009 Property Records

Johnson County property record for 306 E Cotter Ave, Alvarado, TX 76009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 2017
Lot Size	0.232 acres (10,119 sqft)
Owner	Individual Name on Record
Tax Bill	$3,591 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126.2431.09680`

Property Details

APN / Parcel Number

Primary APN	`126.2431.09680`
Alternative APN	`R000025965`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,290 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	10,119 sqft (0.232 acres)
Lot Dimensions	140 ft deep x 55 ft wide

Location & Zoning

Account Number	R000025965
Street Address	306 E COTTER AVE
City	ALVARADO
State	TX
Zip	76009-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 52 ORIGINAL TOWN
Legal Subdivision	ORIGINAL TOWN ADD
Legal Block	52
Legal Lot Number	4
Jurisdiction	JOHNSON TX
Township / Civil Division	ALVARADO
Census Block Group	1
Census Block	1036
Census Tract	130417

Owner

Source: Johnson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 E COTTER AVE, ALVARADO, TX 76009-4931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 7, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2017
Deed Sale	Sep 7, 2017
Deed Document Number	2017-22076
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	306 E COTTER AVE, ALVARADO, TX 76009-4931
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10824 COUNTY ROAD 510, VENUS, TX 76084-3415

Mortgage

Document Number	0000035161
Date	Nov 21, 2025
Instrument	2025-35161

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	306 E COTTER AVE, ALVARADO, TX 76009-4931
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036123
Date	Oct 17, 2022
Instrument	2022-36123

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON TX
Recording Date	Sep 7, 2017
Property Address	306 E COTTER AVE, ALVARADO, TX 76009-4931
Document Number	0000022076
Instrument Date	Sep 6, 2017
Instrument	22076
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E COTTER AVE ALVARADO TX 76009, ALVARADO, TX 76009

Mortgage

Document Number	22077
Date	Sep 7, 2017
Instrument	22077

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Alvarado City
County	Johnson County
Unified School District	Alvarado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,591.00 (-9.11%) Homeowner's exemption	$312,245 (+39.71%) Land $42,500 Building $269,745	$312,245 (+39.71%) Land $42,500 Building $269,745
2023		$223,490 Land $42,500 Building $180,990	$223,490 Land $42,500 Building $180,990
2021	$3,951.00 (-10.27%)
2018	$4,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALVARADO serves 6,614 people · EPA ID TX1260001
Water Source	Purchased surface water from JOHNSON COUNTY SUD
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Element8.

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