304 E Cotter Ave, Alvarado, TX 76009 Property Records

Johnson County property record for 304 E Cotter Ave, Alvarado, TX 76009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 2016
Lot Size	0.24 acres (10,450 sqft)
Owner	Individual Name on Record
Last Sale	$252,884 (May 2024)
Tax Bill	$7,708 (2025)
Deeds & Mortgages	May 2024 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`126-2431-09670`

Property Details

APN / Parcel Number

Primary APN	`126-2431-09670`
Alternative APN	`R000025964`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,290 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	10,450 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 55 ft wide

Location & Zoning

Account Number	R000025964
Street Address	304 E COTTER AVE
City	ALVARADO
State	TX
Zip	76009-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 52 ORIGINAL TOWN
Legal Subdivision	ORIGINAL TOWN
Legal Block	52
Legal Lot Number	3
Jurisdiction	JOHNSON TX
Township / Civil Division	ALVARADO
Census Block Group	1
Census Block	1036
Census Tract	130417

Owner

Source: Johnson County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 E COTTER AVE, ALVARADO, TX 76009-4931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK
Oct 5, 2020	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 3, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
May 24, 2017	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	202411822
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	0000023676
Record Updated	Sep 20, 2026

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	May 1, 2024
Property Address	304 E COTTER AVE, ALVARADO, TX 76009-4931
Document Number	0000011822
Map Reference	VOL 26 PG 640
Instrument Date	Apr 26, 2024
Instrument	2024-11822
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	CTOT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 CIRCLE DR, ALVARADO, TX 76009-8471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E COTTER AVE, ALVARADO, TX 76009-4931
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011823
Date	May 1, 2024
Instrument	2024-11823

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Mortgage

Document Number	0000011824
Date	May 1, 2024
Instrument	2024-11824

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Apr 26, 2027

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	304 E COTTER AVE, ALVARADO, TX 76009-4931
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E COTTER AVE, ALVARADO, TX 76009-4931

Mortgage

Document Number	0000031539
Date	Oct 5, 2020
Instrument	2020-31539

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Sep 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	304 E COTTER AVE, ALVARADO, TX 76009-4931
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038170
Date	Oct 8, 2021
Instrument	2021-38170

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON TX
Recording Date	Sep 3, 2019
Property Address	304 E COTTER AVE, ALVARADO, TX 76009-4931
Document Number	0000023676
Instrument Date	Aug 27, 2019
Instrument	23676
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 E COTTER AVE ALVARADO TX 760094931, ALVARADO, TX 76009-4931

Mortgage

Document Number	23677
Date	Sep 3, 2019
Instrument	23677

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Mortgage

Document Number	21212,
Date	Sep 3, 2019
Instrument	21212

Lender

Name	SOUTHEAST TX HSNG FIN
Address	HOUSTON, TX 77089

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 2, 2029

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	May 24, 2017
Property Address	304 E COTTER AVE, ALVARADO, TX 76009-4931
Document Number	0000012535
Map Reference	VOL26 PG640
Instrument Date	May 23, 2017
Instrument	2017-12535
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	PROVIDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CODER DR, ALEDO, TX 76008-2927

Mortgage

Document Number	0000012536
Date	May 24, 2017
Instrument	2017-12536

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Alvarado City
County	Johnson County
Unified School District	Alvarado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,708.00 (+70.61%) Homeowner's exemption	$312,245 (+39.71%) Land $42,500 Building $269,745	$312,245 (+39.71%) Land $42,500 Building $269,745
2023		$223,490 Land $42,500 Building $180,990	$223,490 Land $42,500 Building $180,990
2021	$4,518.00 (+12.22%)
2018	$4,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALVARADO serves 6,614 people · EPA ID TX1260001
Water Source	Purchased surface water from JOHNSON COUNTY SUD
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Element8.

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