306 Biscayne Ln, Niceville, FL 32578 Property Records

Okaloosa County property record for 306 Biscayne Ln, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1976
Lot Size	0.263 acres (11,474 sqft)
Owner	Individual Name on File
Last Sale	$424,000 (Aug 2026)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-4221-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-4221-7`
Alternative APNs	`17-1S-22-4100-0003-0040` `22S117410000030040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	1,580 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,474 sqft (0.263 acres)
Garage Type	Attached
Garage Area	588 sqft
Porch	Slab
Porch Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 BISCAYNE LN
City	NICEVILLE
State	FL
Zip	32578-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE NICEVILLE PINES LOT 4 BLK 3
Legal Range	22W
Legal Township	01S
Legal Section	17
Legal Subdivision	THE NICEVILLE PINES
Legal Block	3
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2028
Census Tract	21102

Owner

306 Biscayne Ln is owned by an individual who bought it in August 2026.

Source: Okaloosa County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3401 VANDENBERG AVE, BELLEVUE, NE 68123-1871
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2022	Deed, Transfer · Balloon Mortgage LUKE GIANELLONI ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Nov 7, 2022 · Amount on File
Deed Document Number	20263835901
Prior Transfer Date	Jul 20, 2017
Prior Transfer Doc	0033103569
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 28, 2026
Property Address	306 BISCAYNE LN, NICEVILLE, FL 32578-3232
Document Number	0003835901
Instrument Date	Aug 27, 2026
Instrument	20263835901
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299,768.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003835902,
Date	Aug 28, 2026
Instrument	20263835902

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 7, 2022
Property Address	306 BISCAYNE LN, NICEVILLE, FL 32578-3232
Document Number	0036501707
Book / Page	3650 / 1707
Map Reference	MB 5 PG 55
Instrument Date	Nov 4, 2022
Instrument	3589506
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 S BAYSHORE DR, 231, VALPARAISO, FL 32580-1552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 BISCAYNE LN, NICEVILLE, FL 32578-3232

Mortgage

Document Number	0036501709
Date	Nov 7, 2022
Instrument	3650/1709

Lender

Name	LUKE GIANELLONI ETAL
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	85 Months
Due	Dec 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 306 Biscayne Ln was $3,737.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,737.00	$312,907	$315,594 Land $77,344 Building $238,250
2023	$3,537.00 Homeowner's exemption	$305,096 (+129.56%) Land $65,283 Building $239,813	$305,096 (+6.77%) Land $65,283 Building $239,813
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$132,906	$285,739 Land $62,175 Building $223,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Biscayne Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (1994–2005)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Biscayne Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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